we are not behind with our spanish morgage however we owe the back 60.000 euros but it will not sell for this bear in mind we paid £23.0000 into this property as a deposit. we can not aford the 520euro morgage per month now ! as i have lost my job can you please give us some advice. could we just give the keys back to the bank ! we are in rented property at present , would this affect us getting a uk morgage later on. thanks