Spanish bank is claiming on my UK home which is for sale. Will this affect the sale?

[bornfree64]

Have the rules on Dascion en pago changed? I am president of a Spanish urbanisation where we have many owners who have done DEP with a few different banks, thou predominantly UCI, who think that is it- it is all settled? is this true? The banks as new owners are paying the community fees.

[Patricia]

Hello Bornfree64,

I am afraid there are no significant changes in the Dacion En Pago solution that banks can offer. Each bank has freedom to determine the requirements and take individualized decisions for each particular case, considering property value, financial situation of the mortgage holder, internal bank regulations, etc.

Regards,

[Unregistered]

I have a private loan in a Spanish bank and I have recently moved back to the United Kingdom. The pending amount on my loan is 27.000 Euros. Is there a chance that they can claim it boa that I am back in the United Kingdom?

[Unregistered]

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