hi, i have inherited my late father's house in spain, he passed away june 2011. however, in 2007 my stepsister took out a loan from a bank with my father as personal guarantor and the house as collateral. my lawyer in malaga tells me that i will now also inherit the personal guarantorship. in other words, if the house cant cover the loan should a liquidation have to take place, then the (spanish) bank can also come after me personally.

is that correct? i think its strange that a personal guarantee can survive death and be passed on to the inheritor.

thanks