I'm sorry if this has been answered before, I did look but couldn't find it. We have a detached large villa for sale 16 years old, we have owned it for nearly 9 years. We are not in an urbanisation but a small residential, mains electricity, water, sewage, are all in my husbands name. We have a mortgage with the bank we have been told by our estate agents we need a Habitation Certificate so we can sell the property. Is this correct? We have done substantial work to the inside of our villa, new kitchen, bathrooms, etc., as this was internal work and didn't affect the outside of our property we were told at the time we didn't need permissions for this work, is that correct? We are non residents, living here part of the year and domiciled for tax purposes in the UK. If so how do we go about putting everything in place before we get any potential buyers. Many Thanks, Janet...