Dear Christine,

The bank may or may not take the property from you, this possibility is discretionary and therefore you need to negotiate this with the bank. The first answer you will get is a no and if you really wish to put pressure on them you will be required to stop making payments, even if this cost you money (arrears etc.).

If you agree with the bank and you are not in Spain we can assist you with transferring ownership to the bank in exchange for the loan.

Kind regards