Hi - can anyone tell me what happens if i can no longer pay my mortgage and want to return my keys to the CAM Bank? The property is worth 70,000 and my mortgage is 63,000. Would the CAM bank expect me to pay the deficit if they sold it and only made say 50,000? I have a mortgage on a home in the UK and a UK business, would I have to find the cash from somewhere to make up the deficit?