Dear Madam,

Your lender will have grounds to raise an action for the debt in English Courts. You will be viewed as domiciled in England so an action could be raised against you. The bank may present a petition for sequestration, to essentially seize control of your assets.

The bank may sell your English property to meet the outstanding debt. Alternatively the bank could have a Court Order granted that means you cannot sell the property until you've paid the outstanding debt.

I strongly suggest you contact the English Law Society who should be able to put you in touch with an appropriate law firm specialised in such cases.

I'm sorry, we cannot help you as the applicable law is England's.

Yours faithfully,