Hello and welcome to our forum,

In these cases, the usual procedure is that the owner of the property object of the repossession has already appointed a solicitor who will represent him/her before the courts of justice for the purpose. In the event that the defendant has not counterclaimed the lawsuit nor has any interest in the litigation process, neither of them will be required to appear in court.

Our advice is that a solicitor has been appointed prior to the process.

If you wish to know more about the bank repossesion process, please feel free to read the following article written by one of our expert lawyers: http://belegal.com/articles/showArticle/home-repossessions-in-spain-defaulting-on-mortgage

Regards,