we have a property in marbella and a mortgage with bankinter . we are now living and working in the uk , but have very limited funds , as yet we havent defaulted on payment , but we are really having trouble making the monthly payments . i have sent the mortgage dept all our english paperwork showing our debts and income here and that we have no assets ( we dont own a house nor have savings ) they say they are looking into us being able to legally hand the keys back , but of course are dragging their heels , we are running out of people to borrow our monthly repayment from , so this or next month may be the last unless we can try and re negociate or sign the house back .. could you outline how your services may be able to help