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  1. Dear Madam, There were a great number of...

    Dear Madam,

    There were a great number of people who denied this being possible. Many are still in the denial stage.

    Regrettably in Spain, on signing a mortgage, you will be held personally and...
  2. Dear Madam, The competent law would that of...

    Dear Madam,

    The competent law would that of your home country, England and Wale┬┤s.

    I cannot give an opinion on your matter as it's not ruled under Spanish law.

    Yours faithfully,
    Raymundo...
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