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My mortgage went up after a year's fixed rate to 1.25% above the eurobor. When it went up it went up to 6.25%!! UGGHH!! Are you saying that I'm fixed with that rate for a whole year? The eurobor is...

Dear Madam,

The two years are the deadline the law offers to extend the mortgages freely, after the 22nd of April 2010 you will no longer be able to opt for this gratis.

Personally I do not...

I am trying to understand all this. My husband is Spanish and I don't want to put him down or anything but he seems to have the attitude of 'they are the bank and they know best'. I am spoken to by...

Dear Sir/Madam,

I have no idea, it should've gone down like the rest of the mortgages. Perhaps you missed a payment or were late paying it and they increased it as a penalty.

You should check...

The Euribor rate is the reference which most Spanish Lenders take to set the mortgage rate of interest. This rate is revisable depending on your Mortgage Deed every six months or once a year.

Due...