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I'm afraid this is the way it works. You will be stuck with this rate for a whole year. You have two options:


Talk to your bank and ask for your mortgage to be revised every 3 months (probaby...

For those who can read Spanish, here is an interesting article about the subject:

Miles de hipotecados seguirán 'pillados' por las subidas del Euribor mientras éste baja y baja - Diario El...