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Unregistered
10-30-2009, 06:56 PM
Has anyone had dealings with a law firm based in Malaga, Ramirez & Ramirez?

Unregistered
11-06-2009, 11:31 PM
I had a call from these people and was suspicious so I am now ,like you trying to find out more about them, If there is any such firm

ifv
11-12-2009, 01:17 AM
We are receiving a large number of emails enquiring about this 'law firm'. Apparently they are mass cold calling timeshare owners offering legal representation to recover funds. Although we have no details yet about this organisation, we can safely assume it is nothing but another scam of the dozens currently active.

For further information, please read this thread:

Public Warning.-Scammers passing themselves off as Spanish lawyers and law firms (http://www.marbella-lawyers.com/forums/showthread.php?t=382)

Lawbird Lawyer
11-12-2009, 12:03 PM
I had a call from these people and was suspicious so I am now ,like you trying to find out more about them, If there is any such firm

Dear Sir or Madam,

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

Lawbird Lawyer
11-12-2009, 03:22 PM
Dear Sir or Madam,

Further to your query on “Ramirez & Ramirez law firm” we’ve made some interesting discoveries.

Their website is both in Spanish and in English. Each has their own internet domains.

1. First of all the Spanish website itself, “abogadosespecialistas dot es” was registered on the 20th August 2009. So it’s only three months old.

2. The English website, “specialists-lawyers dot com” was registered on the 21st October 2009. A couple of weeks old.

Domain Name: SPECIALIST-LAWYERS.COM
Registrant: -personal contact details deleted for privacy reasons-
Creation Date: 21-Oct-2009
Expiration Date: 21-Oct-2010

3. The person listed as director of Ramirez and Ramirez Abogados additionally appears as administrator on the following companies, all of which have a long history and ring the bell. Just google them.

At best they are dubious (KPTA) and at worst they are simply, erm to put it mildly, very dubious (Fuengirola Servicios 2002, S.L.):

a) KEY PROPERTIES TOWN ADVISORY SL (AKA as KPTA)
b) FUENGIROLA SERVICIOS 2002 SL
c) RAMIREZ & RAMIREZ ABOGADOS SL

4. On the first company, we already had a thread in our forum on “Key Properties Town Advisory” (KPTA or KPA):

http://www.marbella-lawyers.com/forums/showthread.php?t=698

The European Consumer Authorities for Spain, located in Madrid, to whom I personally spoke over the phone on KPTA, were very unhappy with their behavior to the point they have their name listed down as a warning to consumers on the front of their webpage. It is highly significant that the only company they have listed is precisely KPTA as can be read on their website in English: http://cec.consumo-inc.es/

Furthermore, the European Consumer Authorities have even written a PDF document warning on the activities of KPTA: http://cec.consumo-inc.es/cec/Ultima_Hora/Documentos/EN/NoteKeyPropertyAdvisory.pdf

5. As for “FUENGIROLA SERVICIOS 2002 SL” you will find this company listed in multiple timeshare blacklists.

Unsurprisingly, “FUENGIROLA SERVICIOS 2002 SL” are not included in the black list provided by "Ramirez & Ramirez Abogados, S.L." as can be read on their website which happens to include hundreds of well-known timeshare scam companies.

Just google them. E.g. http://www.timesharecouncil.eu/#F

They offered through cold-calls to take legal action (group actions) on behalf of those foreigners who were afflicted by timeshare-related scams in Spain. It is still unclear from where they obtained their client's contact details to make these cold-calls. It is suspected, although unproven, that it was the time-share companies themselves which sold or provided them the contact details. Somehow the contact details of thousands of scammed timeshare buyers was passed on from the timeshare companies onto FUENGIROLA SERVICIOS 2002, SL.

6. The last one, the newest company, is the “law firm” on which you are querying. He appears at the Company’s House as the sole administrator of “Ramirez & Ramirez Abogados, S.L.”. This company was trading formerly under the name "Legal Specialists Advisory Service SL" and they changed their name (http://www.boe.es/borme/dias/2009/09/23/pdfs/BORME-A-2009-182-29.pdf)over to "Ramirez and Ramirez Abogados SL" on the 23rd September 2009.

On checking Spain’s Lawyer’s data base he does not appear as a registered lawyer to practice, which is never a good sign.

We repeat again as per all our legal articles and posts, that under new legislation, you must be a registered lawyer to own a law firm in Spain. Not to mention that only registered lawyers have Professional Indemnity Insurance available in case of malpractice or negligence.

In fact, all legitimate law firms in Spain trade as S.L.P. (Sociedad Limitada Profesional) and not as S.L.'s, in compliance with the newly passed regulation.

7. Funnily enough, on their recently created website, they denounce other dubious Spanish “law firms” which have been regulars over the last months in our own forum, such as Legal Advice Counsel (http://www.marbella-lawyers.com/forums/showthread.php?t=495) or First Legal Services (http://www.marbella-lawyers.com/forums/showthread.php?t=585). I guess it’s a small world after all.

I leave you and everyone else to draw your own conclusions given the track record of whose behind all three companies.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt



N.B. Friday 2nd July 2010

Just to clarify on my three posts on this thread (post 4, 5 and 7).

I have never written, said or labelled "RamÃ*rez and RamÃ*rez Abogados, S.L.", or its members or its corporate activities as "fraudulent", as a "scam" or as anything else. That has been written and concluded by other posters on this and other threads. What I've clearly written is a reply to the original poster's queries, posts 1 and 2 on this thread, on whether this company was in fact a law firm. And the gist of my reply on post 5, following research, was that it was not a law firm following what I write above.

If posters on this and other threads have jumped to conclusions labelling "RamÃ*rez and RamÃ*rez Abogados, S.L.", its members and/or its corporate activities as "cheats", "fraudsters", "scammers" or whatever they will, please bear in mind they are taking responsibility for their own words, posts and conclusions. It was never my intention to label this company or its members or its activities as such.

I will not be held accountable for what other people write or conclude on this thread or in any other thread.

As I clearly wrote above I did not draw any conclusions on them, much less label them or their corporate activity in any manner whatsoever, leaving readers to reach their own conclusions.

Unregistered
11-25-2009, 11:29 AM
I had a call from a representitive of this 'company' called Gareth Fletcher. He knew quite a lot of information about the company I had sold the timeshare too DWVC and is supposed to be e-mailing me today

Lawbird Lawyer
11-25-2009, 11:54 AM
Dear Sir or Madam,

Believe us when we write that we are highly reluctant to engage in fights or public slagging matches with any company. But what we just cannot do is stand idly whilst we receive daily emails from grannys who are 80 years old and who have been cheated out of their lives savings by unscrupulous timeshare companies and who may yet be being conned again by other outfits.

We'll just quote what we've written on companies that follow this same modus operandi. In the more than ten years we've been around all companies that followed this procedure have turned out to be scams, without exception:



List of Bogus Spanish Law Firms

We have compiled a list of such bogus law firms. They claim to be lawyers or legitimate Spanish law firms when in fact they are not. Clients are being continously misled to hire them thinking they are retaining the services of properly registered Spanish lawyers when it's not the case. These companies are giving legitimate Spanish law firms and lawyers a bad name.

Some of these unregulated companies go as far as having a completely legitimate appearance: they have incorporated a Spanish Limited Liability Company (SL), they have a neat profesionally laid out website, they are actually renting some commercial premises, they have multiple workers under payroll working as commission-driven "teleoperators" doing the cold-calling, they file taxes regularly etc. It's often fairly hard for laymen to distinguish them from a legitimate law firm.

Nigerian bogus law firms are the ones easiest to spot and they are always scams. They only have a website and send letters, e-mails or cold-call you. Their command of English is flawless. They do not incorporate companies, nor rent premises, nor hire workers.

Non-nigerian outfits are trickier to spot. They share the same modus operandi and always have Brisith or Irish citizens involved (to build rapport) who do the cold-calling of their fellow countrymen fleecing them: they will cold-call you out-of-the-blue offering you "group or class actions" against the timeshare companies in which you've invested. You ought to be fully aware that the person with whom you are dealing and entrusting them your funds are not registered lawyers. They will identify themselves as Paralegals, Legal Advisors, Senior Legal Advisors, Legal Executives etc.

In the ten years our website has been running all "law firms" that followed this modus operandi of cold-calling clients offering litigation have turned out to be scams. For some bizarre reason a great deal of these "law firms" are located in Fuengirola, Málaga Province. Which out of sheer coincidence just happens to be the same town in which the majority of these timeshare-related scams are also located. They also happen to share the same data base of clients. Again, just coincidence.

What should raise the alarm bells is just how on earth did these "law firms" get hold of your contact details (name, surname, UK address, e-mail, phone number, name of of the timeshare company in which you invested, the exact amount which you invested etc.)? This information can only be provided or disclosed by the timeshare company that scammed you in the first place. It is clearly a breach of Spain's Data Protection Act. It is not surprising you will be targeted by different "law firms" within the same year poking you to take legal action against the timeshare companies which fleeced you. They seemingly share the same databases as of the dubious timeshare companies.

Legitimate Spanish law firms never cold-call people. And the reason is simple, they lack your contact details unless you give it to them. Which is why you must mistrust always any phone calls from the UK or from Spain offering you out-of-the-blue to take "class actions" or "group actions" against timeshare companies. Ask yourself why and how do these people have your contact and investment details.

Legitimate Spanish law firms, in compliance with new regulation that was passed on 2007, have to trade statutorily as S.L.P.'s (Sociedad Limitada Profesional, or SLP). The owner of a Spanish law firm must be a lawyer. 75% of the share ownership must be owned by qualified lawyers. You should be very wary of any law firm located in Spain which is not trading as a registered S.L.P. This can easily be checked at the Spanish Companies' House. You should be very wary of "law firms" trading as S.L.'s whose sole or joint administrator are not registered lawyers. Those who are not registered to practice Law cannot call themselves "lawyers"; you have to be registered to practice law in one of Spain's Law Societies to address yourself as a "lawyer". These companies are often scams.

Bottomline, to put it simply, if a Spanish law firm is trading as an S.L.P. you have 100% guarantee that you are dealing with properly qualified registered lawyers (who will have Professional Indemnity Insurance against which you can claim in the event of negligence or malpractice). However, if you deal with "law firms" that trade as S.L. or S.L.U. you do not have this guarantee, and quite often they are not lawyers nor legitimate law firms, albeit scammers.

As a final word of caution, do not be fooled by a company that is trading which has the word "Abogados" (lawyers, in Spanish) in its name, i.e. Perez and Perez Abogados SL. This means nothing.

A company included in the list herewith doesn't necessarily equate to them being scammers. The companies listed are only those that try to pass themselves off as legitimate Spanish law firms or else offer legal services, even if outsourced, when legally they can not. Which is why they are labelled as bogus law firms because they often mislead clients (mostly from the UK and Irish) into thinking they are hiring a legitimate Spanish law firm when it's not the case.


Yours faithfully,

worksop1
11-26-2009, 06:10 PM
After receiving several phone calls from these people wanting to get my money back from a timeshare and cashback scheme I received the following information (among other things) in an e-mail from them:-


Reg Nº B – 927 850 54


C/ Cordoba 35, Edf Villa Blanca 1ºC
Fuengirola, 29640, Málaga, Spain




Don Tovar Oliver Hernandez Riverol Lic Nº 5991, Doña Sara Lia Vilas Lic Nº 6539 and Patricia Ramirez Clerides Lic Nº 6649 of the Illustrious Official College of Law of Málaga

They are contracted by Ramirez & Ramirez., based in Calle Cordoba 35, Edif Villa Blanca 1 C, Fuengirola, Málaga.

They deal with claims on behalf of the clients of Ramirez & Ramirez S.L. including all legalities connected with cases associated with the Timeshare Industry.


Don Tovar Oliver Hernandez Riverol Lic Nº 5991

Doña Sara Lia Vilas Lic Nº 6539

Patricia Ramirez Clerides Lic Nº 6649


TEL 952 664 151

FAX 952 468 346





Are these people genuine or am I being scammed again?

ifv
11-27-2009, 01:32 PM
Hi Worksop1

I have already reported all these companies to the Malaga Law Association, and it is their duty now to report them to the police.

Regards

Unregistered
12-01-2009, 03:45 PM
I have also been contacted by Ramirez & Ramirez whose details are:

Reg No. B - 927 850 54
C/Cordoba 35, Edf Villa Blanca 1oC,
Fuengirola, 29640, Malaga, Spain
Tel: 0034 952 664 151 Fax: 0034 952 468 346

Email: info@specialist-lawyers.com
Web: www.specialistic-lawyers.com
---------------------------------------------

I was contacted by a Rubecca Harrison who asked for details about my investment in Alvita Holidays/Club Class Conciergen; which was a scam. I sent over a copy of the papers I had and they said they would contact me the following day after it had been discussed with the lawyers. True enough the following day a Mr. Alan James (lawyer?) contacted me and informed me that I will not receive my cashback from my timeshare company, that the case to recover it will be closed soon and that I need to get all the details to him ASAP.

Not sure if this is a scam but having read the previous Messages I feel it is. So they won't be getting any money from me.

Can somebody not do anything about all these poxy companies ripping us off.

ifv
12-01-2009, 05:37 PM
It is a scam, have no doubt.

We have already reported these people to the Bar Association. It is their duty now to take legal action.

Unregistered
12-15-2009, 03:22 AM
OMG Is there anyone in Spain who is not a rip off merchant. We got a cold call from Ramirez. Why can the EU not do something about these people. I am a member of the Lib Dems and intend to contact my MP about this and will ask her to take this up with the FO. If anyone wants to contact me with more info for her it would help.

Cheers

tntwilde@hotmail.com
12-29-2009, 06:06 PM
Grateful to have read and been warned about companies like Rameriz and Rameriz and obviously don't want to be conned out of any more money. But can someone please tell me who I can contact with confidence to help me get justice and compensation for all the money I have already been conned out of? I was told that Cashback was regulated by the Spanish Government - so is there a point of contact that could legitimately take up my case?

tntwilde@hotmail.com
12-29-2009, 06:11 PM
OMG Is there anyone in Spain who is not a rip off merchant. We got a cold call from Ramirez. Why can the EU not do something about these people. I am a member of the Lib Dems and intend to contact my MP about this and will ask her to take this up with the FO. If anyone wants to contact me with more info for her it would help.

Cheers
Where do you live? I'm living in Southampton. Should we all approach the same representative?

Unregistered
01-05-2010, 01:10 PM
Where do you live? I'm living in Southampton. Should we all approach the same representative?

Hi, we have been advised to go to our Euro MP in Kent

Unregistered
01-07-2010, 06:10 PM
OMG Is there anyone in Spain who is not a rip off merchant. We got a cold call from Ramirez. Why can the EU not do something about these people. I am a member of the Lib Dems and intend to contact my MP about this and will ask her to take this up with the FO. If anyone wants to contact me with more info for her it would help.

Cheers

I,too, have just received an unsolicited call from a Gareth Fletcher of Ramirez and Ramirez solicitors saying my name had come up on a list of people who were suspected of making payments to a bogus time-share or holiday-buy company and had I made any payments to any such company in the last ten years? When I answered no he thanked me and hung up. I was left unnerved by the tone of his questions and, having been taken by surprise, was suddenly concerned that my identity had perhaps been stolen. I tried to call Mr Fletcher back to ascertain how he'd obtained my number, but he had withheld his, surprise, surprise! I decided to Google the firm which has led me to this great forum! Thank you all for alerting me to this scam, I shall be on my guard in future!

Unregistered
01-08-2010, 01:07 PM
recieved many phone calls from Anna Higson inconnection with Ramirez & Ramirez, after looking into their company,only to find they are using a list of names,Don Tovar HernandezRiverol Lic N 5991.Dona Sara Lia Vilas Lic N6539..Patricia Ramirez Clerides Lic N .6649. How true they are we donot know.

Unregistered
01-10-2010, 01:07 AM
I was also called by Gareth Fletcher of R&R and I have scanned through details of Scams that I have been involved with in trying to sell my Timeshare. The firm purports to be a leading law firm specializing in litigation against Resale Companies, Timeshare Companies, Timeshare Resorts, Holidaay Clubs and Stocks and Investment Schemes.
I have embarrasingly been duped seven times. I had hoped that their lawyers, Don Tovar Oliver Hernandez Riverol Lic No 5991, Dona Sara Lia Vilas Lic no 6539, and Patricia Ramirez Cerides Lic no 6649 at Calle Cordoba 35, Edificio Villa Blanca 1-C, fuengirola 29440, Malaga tel 952-664151 Fax 952-468346 email info@specilaist-lawyers.com would be able to help. But this forum suggests otherwise.
Only yesterday 8th Jan Stuart Billington a well spoken convincing young man told me that after consulting with the lawyers, there were definite grounds to go ahead with Gross Misconduct, Gross Misrepresentation and Presumptive Fraud against Gary Lee and Keith Barker Scammers-in-chiefs of various companies involved in Timeshare Resales. I have paid out £6143 on offers for resale of £53,765. Mr Billington assured me they were in the process of freezing assets worth £8.5M and that I could expect to get returned the £6143 AND up to 50% of the offered resale value.
BUT the documents needed to be translated into Spanish and a Notary had to vouch for the authenticity of the transation. Normally this cost 798 Euros per document meaning they would charge £5586 for all the documents but as a special deal R&R would only ask an initial costing of 1286 Euro [£1169] payable by Tuesday - Friday next week so they could "go ahead". They have also asked for Cedit card details - I shall inform the bank after posting this to warn the bank about the scam.
Andrew

Unregistered
01-20-2010, 11:20 AM
Where do you live? I'm living in Southampton. Should we all approach the same representative?

hi i live in doncaster and i too have had about 3 calls from this company from a female
named susan lacey very upmarket voice i sent some papers for them to view and i too
expect a call from them again.
i also had calls from the firm called first legal services that was last year whom this firm
ramirez have named on their web page has being dodgy but i actually blew them into
touch but i expect a call from these morans to-day of sometime soon.

perhaps we should all fight back and try to get them put in prison if you are going to
approach your euro mp please pass on my comments too i will now write to dwvc (timelinx)
and express my anger to them and the man there would be craig douglas who will receive
my letters and n ask himm why have they passed on my details and those of others.

regards matty

Unregistered
01-21-2010, 11:19 PM
Evening all

Thanks for the heads up, my sister in law has been contacted by a Richard Ward from Ramirez. Wonderful thing is Google Earth, saw right into the address from the email Ward sent, its an apartment block. Told her to print everything off and take it to her friends at Bristol Police and send a copy to her local trading standards to get things moving. How did this group of miss fits get hold of everybodys email and phone numbers? Makes your blood boil......

Unregistered
01-22-2010, 04:36 PM
We have received a cold call call from this firm Ramirez Legal Specialists. We have emailed all the information they asked for about our holiday club. I spoke to Anthony Ward yesterday and today had a call from John Didcott Head Legal Advisor asking me for £495 to have paperwork translated for the courts (Malaga Crown Court) and we will receive five thousand one hundred pounds back from our claim. We were also told that the lawyers have paid all the legal fees and we would only have to pay for translating documents. We will not be paying this as I think it is a scam!
Both these men spoke very good English as they told me the company is in Malaga.

From a very suspicious couple,
Linda and David Warren.



Dear Sir or Madam,

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

Unregistered
01-26-2010, 12:22 AM
I have also been contacted by Ramirez & Ramirez whose details are:

Reg No. B - 927 850 54
C/Cordoba 35, Edf Villa Blanca 1oC,
Fuengirola, 29640, Malaga, Spain
Tel: 0034 952 664 151 Fax: 0034 952 468 346

Email: info@specialist-lawyers.com
Web: www.specialistic-lawyers.com
---------------------------------------------

I was contacted by a Rubecca Harrison who asked for details about my investment in Alvita Holidays/Club Class Conciergen; which was a scam. I sent over a copy of the papers I had and they said they would contact me the following day after it had been discussed with the lawyers. True enough the following day a Mr. Alan James (lawyer?) contacted me and informed me that I will not receive my cashback from my timeshare company, that the case to recover it will be closed soon and that I need to get all the details to him ASAP.

Not sure if this is a scam but having read the previous Messages I feel it is. So they won't be getting any money from me.

Can somebody not do anything about all these poxy companies ripping us off.



Scammed i also have had a phone call from DAVID POTTS representing ramirez and ramirez
i have just sent my reclaim voucher and was hoping to receive some money fat chance now
we were with holiday warehouse and club class but i asked him where he got my telephone
number from as we have moved he said FREEDOM something probably bought
Is there anything we as a group from GB can do between us

Unregistered
01-28-2010, 03:34 PM
I have just had a call from an Andrea Reed from Ramirez and Ramirez, concerning money we had payed to DWVC, (which we are sure we will never see again), and how Ramirez and Ramirez are trying to help peolpe get their money back from disreputable Timeshare companies. There seem to be a lot of these so called "lawyers" trying to con people into parting with yet more money in the vain hope of getting some of theri initilal "investment" back. We always Google these legal companies, and, to date, they all seem to be conmen. I even told Andrea that there were a number of "lawyers" trying to scam people further and she agrees that it was an awful thing for them to be doing! I can't wait to receive her follow up call in a couple of weeeks!!!

Unregistered
02-03-2010, 01:42 PM
I have been contacted 3 times in the last few days by Ramirez and Ramirez offering to get all my money back from Reclaim through a joint court action. I have been contacted so many times over the last 4 years that i recognise these scams immediately. I was caught the first time but never again.
The man calling me gave his name as David Potts telling me he was from a firm of legal consultants and the solicitors named are Don Tovar Oliver Hernandez Riverol No.5991,
Dona Sara Lia Viras No.6539 andPatricia Ramira Clerides No.6649.
Address Calle Cordoba 35,Edificio Villa Blanca 1-c,Fuengirola 29440, Malaga.
Hope this is of some use to you.These people are scum quite frankly and it is time they were stopped.
Dear Sir or Madam,

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

Unregistered
02-03-2010, 05:19 PM
My Husband & myself have been contacted by Susan Lace & Allan James from Ramirez Ramirez over the last few weeks and have had the same response as most of other remarks. We have been defrauded twice over resale of timeshare and almost duped by these laweyers if it was not for this forum. Many thanks

Unregistered
02-05-2010, 03:47 PM
We too have been contacted on 3 occassions by these people - the last time being late yesterday evening. After being scammed by a timeshare shark (F H Publishing) we were very dubious and (happlily) have found this thread. Rubecca has asked that we fax over all paperwork regarding our scam and she would put the ball in motion to try and get our money back.

After the previous advice on this site, I will be taking this matter to a local Trading Standards agency to see if anything can be done about these kinds of people.

Unregistered
02-12-2010, 07:37 PM
Dear Sir or Madam,

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

We were called about two days ago, and we were convinced by a woman, perfectly spoken in English, saying that my name and details had come up, and would we be interested in getting our money back, and who was the firm that we originally dealt with. We thought about this for a while, and we nearly didn't go through with it, as we had been cold-called before, and when they suggested fee for attending a meeting, here in the K, we said No. But, we were told by this woman, Georgina, that she could put our case to their lawyers, and she would get back to us later that day. Of cours she did, and she persuaded us to hand over payment of 560Euros on our credit card!! I had already sent by email our paperwork that we had with DGS Worldwide, and she said that the Euros were for a Retainer for their lawyers to go ahead with the work. She then rang us back to say that our Building Society had blocked the transaction, and would we ring our bank back and authorise the payment. She said that she had forgotten to tell me this at first, because she had forgotten that they still ask their clients to do this to prevent fraud! I was told by this Georgina that I would receive an email by today (February 12th 2010) I have not received anything as yet. I feel sick now, and wished I hadn't convinced my husband that I thought these seemed to be genuine.
Don't know whether to try and contact them by phone, tell them that we've changed our minds and would like our money back, what do you think??
The contact details I have are:Ramirez & Ramirez legal Consultants. TEl:0034 952 664151, Fax:0034 952 468346. Email:info@specialist-lawyers.com, and Web:www.specialist-lawyers.com.....

Unregistered
02-17-2010, 03:15 AM
I too have this week been contacted by an ever-so plausible chap with a Lancashire accent (as had several of the bogus resale company reps who have called me since I was first scammed back in 2008). Such a nice man, offering to help in any way possible and although he couldn't promise anything, he was confident his "lawyer" chums could recoup at least some of our money. As in that previous post, I also checked out the address in the follow-up e-mail, and can confirm it is an apartment block above a Mercadona supermarket. Not quite what you'd expect for the offices of such an "eminent" law firm as Ramirez and Ramirez.

Coincidentally - or perhaps not, reading the previous posts - I was also contacted last year by "two" of the firms listed above i.e. Legal Advice Council, who seemed to have forgotten that they had already spoken to me under the guise of First Legal Services. They too appear to originate in Lancashire, and seem to have been outlawed by the Financial Services Agency prior to moving to Spain. So - beware the cold caller with the funny voice!
Not that I've anything against Lancastrians, you understand (well actually I have, coming from the right side of the Pennines)

Thanks for all the info, folks - I'm quite looking forward to my next chat with R & R

costadelcrime
02-17-2010, 10:07 AM
The guy behind this company is a crook named FABIAN RAMIREZ MARCELO. He's owned several other boiler rooms from where he's ripped off thousands of timeshare owners. He's also the company director for FUENGIROLA SERVICIOS 2002 SL (aka Servicios Fuengirola 2002) and KEY PROPERTIES TOWN ADVISORY SL. I cannot understand why someone like this hasn't been thrown into jail after 8 years of scamming people. Is there no justice in this bloody country?

Unregistered
02-17-2010, 03:54 PM
Many thanks to this forum for opening my eyes and stopping me wasting more money trying to recoup some that's been conned from us. Georgina (Ramirez and Ramirez) phoned me yesterday, where DO they get our telehone nos and info from??? and having e-mailed, is phoning me tomorrow for all details of companies who have already duped us. She sounded so sincere, I really thought this was different but reading your comments realise it's yet another scam. Thanks, this really needs stopping.

Unregistered
02-21-2010, 03:57 PM
I have been contact numerous times by phone and by mail by a women called Rebecca and Allan James working for Ramierz & Ramierz. They do sound so convincing that the case they have against IVC & Cristal Azulado it is about to go to court and they have looked over my documents which I have faxed them and they say I definately have a good case. They estimate that I would get awarded back £17,000 +, which sounded brilliant. I was working out where to spend it. But I had to pay them by credit card 1146 euro for the translation of my documents to spanish. I have been ripped off before so I thought I would do some chekcing out when I found this forum. So when Allan James phoned me back on Friday 19.2.10 I told him what I had read that he was nothing but a scam. Allan still maintained that they were legit and that the companies who had ripped people off in the past with holiday time share/club scams had created this page and posted this bad press about them. He still maintains he is legit and he told me to contact the Spanish Embassy who would confirm they are a professional Company and that in fact the "Law Birds" are the ones who need reporting to the police. He said take my time to check it out and he said he will contact me again next week. He could do with an oscar for his acting .. if what I have read is true he is a hard faced liar.

Unregistered
02-23-2010, 07:05 PM
We have been contacted several times by Anna Higson and she is very believable. Last night she offered to reduce the fee required to approx £700 to add our name to a class action against Club Class holidays which is due in the courts in early March. She nearly convinced us that all the information on the internet about scams was posted by a rival company working for Club Class. Happily I have found this thread and am not going to part with any money, we have already lost enough.
If anybody has any ideas how to recover any of the money already lost would really like to hear about them.

Unregistered
02-24-2010, 06:10 PM
Have been contacted by the above outfit stating that they could recover previously scammed funds from Evemont Consulting. Not only that they also stated that they could recover other monies promised by Evemont. All this for only 798euro and 10% of monies recovered Keep a big stick between them and your bank details!

parkside
03-03-2010, 06:23 PM
these fraudsters have just been on to me again for the second time this week. I checked them out with the chap from TCA. He has helped out in the past to recover money from Gold Crown Resorts back in 2002. I asked him last year about Evemont Consulting and was saved from being ripped off by good advice. His website is here
http://www.timeshare.org.uk/index.html
absolutely fabulous old gentleman

well done to all contributors for continuing to thwart the efforts of lazy sons of B*****s who just cant get a regular job for regular money and resort to stealing. thanks to all.
Advice given

Stay Away from anyone that calls You about Casback or Reclaim or Timeshare Resales

Lawbird Lawyer
03-04-2010, 12:52 PM
Stay Away from anyone that calls You about Casback or Reclaim or Timeshare Resales

I advise you to read the following post:


http://www.marbella-lawyers.com/forums/showthread.php?t=187&page=3#27

Baileyslover
03-06-2010, 02:51 PM
we have also been contacted by Rebecca Harrison from Ramirez giving the same speech to us as it seems she has to hundreds of other victims.

We were stupid enough to join Timelinx and DWVC in 2006 with the promise of them taking our CPO timeshare of our hands an the promise of about 14K cashback - yeah rite ! We have every year since joining them received a bill for the maintenance for our CPO timeshare and wen forwarded that to timelinx they have forwarded it to company called we sell your timeshare an the first 3 yrs they paid it, this yr however they havent.

We were then stupid no sorry corrrection, mental to be conned again by FH Publishing, handed over the £1K with the promise that someone was in their office wanting to take this of our hands. Six weeks later however no money had been sent to us an wen we queried this they said the other buyers finance had not been accepted, so i asked for my grand bk but they told us the small print said they had a yr to sell it for us. A few weeks later an my partner got a call from them asking us to pay more money an they cud use a different advertising technique to sell our timelinx, my partner turned down this offer. 12 months later I contacted FH Publishing an alerted them to the fact that they had not sold my timelinx, 12 months was up an i wanted my money bk, oh no, cos now they informed us that because they had offered us another deal an we refused we had now lost our rights to our money bk, something else apparently in the small print!

2 weeks bk a lady called Barbara Taylor who informed us she is a compliance officer for the investment bank were our cashback is held, called to inform us that our cashbk form is not completed correctly an that we now need to pay them £250 as a securing fee that we will travel to Tenerife, we pay flites they put us up in a 4* hotel for a week, we get our papers correctly signed an we are then on track to get our cashbk next yr. She forward me an email from a company with an 0161 (Greater Manchester) code, under the name of Fraser and Ward, yet wen we searched company house for its registered details, hey presto none to be found. Shes due to ring us tomorrow were she wants us to pay this money, even though she told us we have 18 months to sort this out, if we dont pay tomoz she will close our file, how can she do this if she is a complaince officer!

Thousands of pounds lost, but the wiser, I have now emailed Which magazine in the hope that someone there is able to help us and we are due to be in touch with trading standards to see if we can get our money bk.

Rebecca Harrison is also due to ring us and I must admit I saw their website an thought finally at last a company that seems to be honest, until I came to this forum, so many many many thanks for all the comments posted on here. I can give her some credit though because she has been ringing me for the last few months an due to stress of work an one thing and another I kept telling her to ring me bk, and she has done only Wed nite!

Anyone wanting to contact me pls do so, lets fight these con artists together,
Sorry if I have gone on lol :)

Unregistered
03-06-2010, 07:57 PM
I too have been contacted by Timeshare Legal. My initial contact identified herself as Barbara Britton but I have since had discussions with a Mick Gofton, whose e-mail address is "Specialist Lawyers" and I have been sent details of their lawyers Ramirez & Ramirez.
I came across this website while Googling the name of one of the lawyers named in Mr Gofton's letter (I had hoped it would get me to the Spanish bar association or similar, although if I had found it, I don't know what I would have done next!).
I did approach both Spanish Embassy in London and British Consul in Malaga to establish the bona fides of another company (first legal services) offering the same "get your money back) deal, but didn't get very far -- I may try again with Ramirez & Ramirez, but the Bar Assoc may not know anything against them!
These companies do seem to emply lots of people - or someone uses a lot of different names!
How does one dispose of a timeshare legally?

Unregistered
03-07-2010, 03:45 PM
I have just been contacted by a Debbie Reed from Frazier & ward. She told me my reclaim certificate was registered incorrectly so it was null in void.
She said I need to register with her company for £250 then I would be given a weeks accomadation in tenerife (for my inconveniance) to meet with a rep from frazier & ward so they can complete my reclaim properly and I can have 95% of the reclaim amount within 6 weeks or I can wait until the end date and have £100.
I am assuming that I will not get a penny back after the end date eeither way because I was conned in the first place.
When I go on holidays in the future I will not be hassled into buying anything else, I cannot believe how silly I've been.
Surely there is someone out there who can help us and stop these fraudsters conning naive people.
I never relized winning on a scratch card would be so expensive.
Has anyone ever received any money with reclaim/cashback?

Unregistered
03-08-2010, 09:08 PM
Has anyone heard of these yet. I received a letter and the paperwork just doesnt look right

manoloyloles
03-09-2010, 09:57 PM
It is as simple as asking for the lawyers' names, their bar Association (Colegio de Abogados) and their registration number.

At the first hesitation, you can be sure they are scammers (as this posts shows they are!). All lawyers belong to one or various Bar Associations and practise under a "colegiado" number, and will have no problem giving these details to clients. Asking is no offense; it shows interest by the client in dealing with the right person.

I also have a client now who has been scammed by this company and wants to report the Police.

Regards from the Costa Blanca.

Baileyslover
03-11-2010, 11:46 AM
I have just been contacted by a Debbie Reed from Frazier & ward. She told me my reclaim certificate was registered incorrectly so it was null in void.
She said I need to register with her company for £250 then I would be given a weeks accomadation in tenerife (for my inconveniance) to meet with a rep from frazier & ward so they can complete my reclaim properly and I can have 95% of the reclaim amount within 6 weeks or I can wait until the end date and have £100.
I am assuming that I will not get a penny back after the end date eeither way because I was conned in the first place.
When I go on holidays in the future I will not be hassled into buying anything else, I cannot believe how silly I've been.
Surely there is someone out there who can help us and stop these fraudsters conning naive people.
I never relized winning on a scratch card would be so expensive.
Has anyone ever received any money with reclaim/cashback?

can i pls ask you wen your date is up for you to claim your cashbk - ours is sept 11, we have been asked to do same as you but not told anything about getting money bk within 6 weeks.
My partner has literally just rang his bank to confirm that if we pay this money an its another scam we can get a refund from them. we are trying to decide wot to do for the best, contact me by private msge if you wish thanks Carol x

Unregistered
03-11-2010, 01:31 PM
[ Contacted last evening by a well spoken LADY? who said she was investergating timeshere scams, I said we had been scam by ETO for around £800.00 she said she would send email claim form asking for all the paperwork relating to ETO and said they would try and get somr action . Email arrived this morning with Ramize ans Ramize googled it found your site . LUCKY ME BE warned

Unregistered
03-18-2010, 02:06 PM
Here are the lengths they will go to to scam you - I received it today after they have phoned me many times - I of course will not be giving them any monies. Who can we report this to in Spain, is there a Law Society in Spain?






E-mail: info@specialist-lawyers.com
Web: www.specialist-lawyers.com







FACTURA DE PORFORMECEA


Claimants: Mr Gordon Clarke & Mrs Alexandria Clarke;
Case pending for: Mr Gordon Clarke & Mrs Alexandria Clarke;

Claimants demand the return of monies totalling £ 15,200.00

From: Bonus Vacations Direct known as the defendants.

Said claim corresponds to monies paid, plus all costs and compensation incurred during recovery against defendants.

Ramirez & Ramirez S.L. undertake to retain a fully qualified lawyer, to accept claimant’s case.

A provision of funds payable to Ramirez & Ramirez of 560.00 € (inclusive of 16% V.A.T.) will be applicable for this service plus 10% of any monies recovered through the courts of Spain.

Letters of reclamation will be issued to the defendants, allowing a time frame for an out of
court settlement.

Claimants will also receive copies of the letters of reclamation issued on their behalf and a full legal report.

For and on behalf of

Ramirez & Ramirez Legal Consultants

John Didcot
______________________________________
18/03/2010

Edif. Villa Blanca 1 – C, C/e Córdoba Nº 35
29640 Fuengirola, Málaga, Spain
CIF B-92785054
Tel.: 952-664151 Fax.: 952-468346

Unregistered
03-18-2010, 03:12 PM
Here are the lengths they will go to to scam you - I received it today after they have phoned me many times - I of course will not be giving them any monies. Who can we report this to in Spain, is there a Law Society in Spain?






E-mail: info@specialist-lawyers.com
Web: www.specialist-lawyers.com







FACTURA DE PORFORMECEA


Claimants: Mr Gordon Clarke & Mrs Alexandria Clarke;
Case pending for: Mr Gordon Clarke & Mrs Alexandria Clarke;

Claimants demand the return of monies totalling £ 15,200.00

From: Bonus Vacations Direct known as the defendants.

Said claim corresponds to monies paid, plus all costs and compensation incurred during recovery against defendants.

Ramirez & Ramirez S.L. undertake to retain a fully qualified lawyer, to accept claimant’s case.

A provision of funds payable to Ramirez & Ramirez of 560.00 € (inclusive of 16% V.A.T.) will be applicable for this service plus 10% of any monies recovered through the courts of Spain.

Letters of reclamation will be issued to the defendants, allowing a time frame for an out of
court settlement.

Claimants will also receive copies of the letters of reclamation issued on their behalf and a full legal report.

For and on behalf of

Ramirez & Ramirez Legal Consultants

John Didcot

______________________________________
18/03/2010

Here are the lawyer details:

Edif. Villa Blanca 1 – C, C/e Córdoba Nº 35
29640 Fuengirola, Málaga, Spain
CIF B-92785054
Tel.: 952-664151 Fax.: 952-468346

Ilustre Colegio De Abogados De Malaga
Address:
Paseo de la Farola 13, 29016 Málaga
Tel: 0034 951 017 900-950
Fax: 0034 951 017 928
Email : webmaster@icamalaga.es
Our lawyers’ details are as follows;

Don Tovar Oliver Hernandez Riverol Lic Nº 5991
Doña Sara Lia Vilas Lic Nº 6539
Patricia Ramirez Clerides Lic Nº 6649

Please do not hesitate to contact me should you have any queries.

Regards
John Didcot

Unregistered
03-19-2010, 02:17 PM
We to have been contacted by Brian Croker from Ramirez & Ramirez saying their Company can get back money which was scammed from us some years ago. My husband spoke to him and gave him our e-mail address so he could send information to us. He asked us to send copies of the dealings we had with the company who defrauded us in the first place. Once bitten, twice shy, so I went on to the Internet to find out what I could about this Company. When he phoned again, I told him what I had found, and he was most indignant that I should expect this of him. He told me he was a Christian and would not defraud anyone under any circumstances. Like all these people he was very plausible, as were the people who defrauded us in the first place. Obviously, there is no way we would consider dealing with this Company, but I really do wonder who you can turn to in these instances. The Spanish Costas seem to be full of fraudsters, and it is surely about time something was done about these people. When I told this man I had found out their Company had only been operating since October 2009, he confirmed this was true and that they had taken over another Company who he had worked for for over 8 years. The Company was Key Property Town Advisory, which says it all, as they are dubious according to information found on the Internet.

trevh
03-22-2010, 04:50 PM
I wish I had looked on this website in December, when I was contacted by Anna Higson
I have paid these people in 4 installments the 1146 euros and have sent back the contracts so I should be expecting a written legal report back in 50 days to inform me about the case against Incentive Leisure Group, DWVC, Timelinx and Cashback Sales and Administration SL.
I will let you know how I get on, but I'm not holding my breath!

Baileyslover
03-24-2010, 03:37 PM
thats who our case is with Trev, Timelinx, DWVC etc, pls do keep us informed how you get on - good luck :)

Unregistered
03-24-2010, 05:35 PM
Dear Sir or Madam,

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

Georgina Dean 0034052664151

Unregistered
03-26-2010, 12:09 AM
Hi all - seems they are still at it as i was called today with an amazing offer to recover previous rip off money to "Dandelion Investments".
They are very convincing but as all the above warnings go cold callers with your details, especially one you do not recognise are 100% scammers.
Price has reduced though, as they want £110 for translation fees.
Due another call from ms-mrs-miss dean tomorrow and will be delighted to keep her talking to at least keep their phone bills high and try to keep them going for a few days of more calls to get as much info as i can.

Will post details tomorrow night.

Cheers

Unregistered
03-26-2010, 04:16 PM
Hi, I was contacted by Mick Gofton from Ramirez and Ramirez. I was told to fax over my documentation to him, including proof of payment and the Cash Back Europe certificate. When I spoke to him, I explained that after having paid out money to Club Class Concierge two years ago, to get rid of a timeshare, I was not planning to pay out any more money. He said this action would not cost me anything. I was just about to fax my paperwork over, but thought I would google the company first. Am I about to be asked for more money?? If so I will tell him his fortune!! Many Thanks.

Unregistered
04-10-2010, 11:24 AM
The guy behind this company is a crook named FABIAN RAMIREZ MARCELO. He's owned several other boiler rooms from where he's ripped off thousands of timeshare owners. He's also the company director for FUENGIROLA SERVICIOS 2002 SL (aka Servicios Fuengirola 2002) and KEY PROPERTIES TOWN ADVISORY SL. I cannot understand why someone like this hasn't been thrown into jail after 8 years of scamming people. Is there no justice in this bloody country?

Do you have any extra information on this guy Marcelo Fabian Ramirez, whereabouts, activities, ect ?

Unregistered
04-12-2010, 05:50 PM
Claim their lawyers are-

Don Tovar Oliver Hernandez Riverol - Licence No 5991
Dona Sara Lia Vilas - Licence No 6539
Patrcia Ramirez Clerides - Licence No 6649

Unregistered
04-13-2010, 02:57 AM
The guy behind this company is a crook named FABIAN RAMIREZ MARCELO. He's owned several other boiler rooms from where he's ripped off thousands of timeshare owners. He's also the company director for FUENGIROLA SERVICIOS 2002 SL (aka Servicios Fuengirola 2002) and KEY PROPERTIES TOWN ADVISORY SL. I cannot understand why someone like this hasn't been thrown into jail after 8 years of scamming people. Is there no justice in this bloody country?

I would like to find out where this person lives and round up a team of his clients to sort him out as the Spanish Police seem to not CARE

ifv
04-13-2010, 10:35 AM
I would like to find out where this person lives and round up a team of his clients to sort him out as the Spanish Police seem to not CARE

I understand your frustration, but it would be a silly thing to do, and would constitute a criminal offence.

Ramirez has instructed the largest law firm in Andalucia (http://belegal.com/blog-by-antonio-flores/ramirez-and-ramirez-hires-andalucia-biggest-law-firm-to-protect-their-activities/) to start criminal proceedings against me as the company director of belegal.com, and two other lawyers which contribute to the site, on counts of slander, claiming they cannot be regarded as fraudsters because no judge has ever sentenced them for fraud. While this might by, legally speaking, correct, there is enough evidence that these people have been taking money from 'clients' under false promises during the last 8 years, and have delivered nothing. If we have to wait another 8 years for a sentence, the number of victims will double or triple.

Therefore, we have decided against removing this thread, because someone needs to warn potential victims about this company. If we get prosecuted for this, I guess it will have been for a good cause.


If they are asking for a court sentence, we will have to get them one. Those of you who have ever paid moneys to the following companies:

Fuengirola Servicios 2002 SL
Property Key Town Adivisory SL
Please PM me or contact me throught our contact form (http://www.marbella-lawyers.com/about/contactForm).

Thank you

Unregistered
04-14-2010, 12:33 PM
Having read the various entries about this company I thought I'd add to them.

I've had a call from a Brian Croker repensenting this firm, again he has had my details passed to him in relation to a possible resale scam. Brian has kindly e-mailed me details of the firm including the lawyers contracted by Ramirez and Ramirez;

Don Tovar Oliver Hernandez Riverol Lic Nº 5991
Doña Sara Lia Vilas Lic Nº 6539
Patricia Ramirez Clerides Lic Nº 6649

(are they getting smarter?).

They haven't asked for any money but Brian has arranged to call me back in a few days to discuss whether there is a case to pursue / get copies of documentation I have in relation to original resale scam.

Part of me want to tell him just where to go when he calls, the other half want to see what they do next!

Has anyone gone any further with this sham?

Unregistered
04-20-2010, 05:59 PM
Many thanks for all of the above and the warnings. I was contacted today by one Georgina Dean with phone and fax numbers as previously given.

Georgina was saying how they'd just given someone a cheque for £40k!

Presumably this was just one more lie. It's bad enough being scammed once but to try to get us again, that's too much.

Can anyone help get rid of them?

Unregistered
04-22-2010, 01:42 PM
Hi all.
Am I glad I looked at this Forum. My Mum was contacted yesterday by Gareth Fletcher - Ramirez & Ramirez. She is 79 yrs of age and recently widowed (Feb'10) and has been trying to get money back from holiday club Excalibur.
She fortunately now has me scanning all her calls and gave him my number. I am awaiting is email as I was also nearly taken in by his plausable conversation. I did comment to my brother that I wondered how much this would cost her ....... I didn't think I would be so gulible
There must be some way to stop these people. !!

Unregistered
04-24-2010, 11:25 AM
i understand your frustration, but it would be a silly thing to do, and would constitute a criminal offence.



ramirez has instructed the largest law firm in andalucia (http://belegal.com/blog-by-antonio-flores/ramirez-and-ramirez-hires-andalucia-biggest-law-firm-to-protect-their-activities/) to start criminal proceedings against me as the company director of belegal.com, and two other lawyers which contribute to the site, on counts of slander, claiming they cannot be regarded as fraudsters because no judge has ever sentenced them for fraud. While this might by, legally speaking, correct, there is enough evidence that these people have been taking money from 'clients' under false promises during the last 8 years, and have delivered nothing. If we have to wait another 8 years for a sentence, the number of victims will double or triple.

Therefore, we have decided against removing this thread, because someone needs to warn potential victims about this company. If we get prosecuted for this, i guess it will have been for a good cause.


If they are asking for a court sentence, we will have to get them one. Those of you who have ever paid moneys to the following companies:

fuengirola servicios 2002 sl
property key town adivisory sl

please pm me or contact me throught our contact form (http://www.marbella-lawyers.com/about/contactform).

Thank you

shortly i will provide this thred with detailed key information of this person : Marcelo Fabian Ramirez

Unregistered
05-02-2010, 11:51 AM
Hi we have also been approached by "Legal consultants " from R&R from Malaga (via phone call)offering "helpful hand" to get back our money (unfortunately we have been stupid enough to sign up Agreement with Holiday Warehouse -Clubclass Holidays back in 2004 when we were on holiday in Tenerife ,loosing all our money invested but never been able to use their "excellent"services or money back).So.. we sent copy of our Agreement to these "nice" guys from Ramirez in anticipation what's going to happen next,have to admit ,they are working very efficiently and we get response back the next day saying "the case" is ready only a "little" formality left to do-pay £700 up-front legal fee which we ,of corse,will get back with all our other money (how kind!!!),"unfortunately" we have to decline their "kind offer" and we never ever have heard from them since...we really really hope that this story will helps other people like us to avoid making similar mistakes.....

Unregistered
05-12-2010, 02:56 PM
Scammed i also have had a phone call from DAVID POTTS representing ramirez and ramirez
i have just sent my reclaim voucher and was hoping to receive some money fat chance now
we were with holiday warehouse and club class but i asked him where he got my telephone
number from as we have moved he said FREEDOM something probably bought
Is there anything we as a group from GB can do between us

I also had a call back from a Mr Alan James (Lawyer?) asking me to send copy paper work over to him. I have again contacted him to ask if he has received same and asking him to call me, we shall see if he does!

Unregistered mrs johnson
05-14-2010, 01:14 PM
I also had a call back from a Mr Alan James (Lawyer?) asking me to send copy paper work over to him. I have again contacted him to ask if he has received same and asking him to call me, we shall see if he does!

i had my second call this morning from john didcott asking for paperwork every question i asked he had a plausable answer for my husband asked me why i had not done it yet but i had aniggly feeling about it as we have been dupped 3 times before but lucky for us i found this forum

Unregistered
05-19-2010, 10:36 PM
Ramirez & Ramirez are still going strong.................. Mr Alan James "Lawyer" has been continually calling me for consent to proceed with a court case retaining money for me from ETOO & EVEMONT CONSULTING. Thank goodness I done my homework first - the internet is an amazing tool - I nearly forked out £560 for the pleasure of them scamming me. CAN SOMETHING NOT BE DONE WITH THESE SO CALLED COMPANIES?

Unregistered
05-20-2010, 12:08 AM
juicy data and key info about mr Ramirez Marcello will follow shortly, stay tuned

Peter & Karen Mablethorpe
05-20-2010, 12:30 AM
We can't thank this Forum enough for alerting us to the scam from Ramirez & Ramirez! We too have been contacted, initially, by Anthony Ward for documentation (which we forwarded) with a view to recouping money from previous Holiday Company investments which did not materialise. Since forwarding documentation, we have received numerous telephone calls from John Dicot of Ramirez & Ramirez asking us to get involved with them and their lawyers in a group action to recover money paid out to bogus holiday companies. We were asked for an upfront payment of 1146 Euros (£1,045) to cover legal fees and translation of documents. However, having been 'bitten' in the past, we were extremely wary of this 'offer' and decided to look for more information on this firm of lawyers on the internet before parting with any money. Needless to say, we will not be taking this matter any further and my next step will be to email John Didcot to tell him this and advise him not to contact us again. Many many thanks! We would fully support any action to stop these 'scammers' activities!!

trevh
05-28-2010, 05:10 PM
Hi
I have received the 12 page report from Ramirez & Ramirez which was emailed to me by Marcelo Ramirez, General Manager. The report was compiled on 3rd May by Sara Lia Vilas a lawyer from Colegio de Abogados de Malaga.
It is written in legal jargon and I am taking it to my Solicitor. In the conclusion it does say "after the study of the documentation submitted it has confirmed that several irregularities exist. Said irregularities can be reported by means of civil as well as penal actions corresponding to Spanish Law.
The contract lacks the clarity in the clauses that is necessary to bring charges, you should know that the obscurity of the same and lack of clarity can only bring disadvantages to the party, who tried to benefit from the situation."
I will keep you informed,
Trevor

ifv
05-28-2010, 08:16 PM
I have received the 12 page report from Ramirez & Ramirez Trevor

Hi

I would love to see this report. Any chances of forwarding it to us? Our email address can be found on http://belegal.com/about/contact.

Thanks

trevh
05-31-2010, 12:07 AM
Hi

I would love to see this report. Any chances of forwarding it to us? Our email address can be found on http://belegal.com/about/contact.

Thanks

Report sent by email
Thanks
Trev

ifv
05-31-2010, 01:33 PM
Trevor, thanks for the report. I have passed it on to our lawyers to get their opinion.

Unregistered
06-05-2010, 09:44 PM
Sorru but can't find how to register so have had to rely as a guest. I've just received an email from them as well. I recently had a phone call but told them I'd been duped before and would not be giving them any info without checking them out first. If it's another scam then they're flamin' hard faced as they didn't bat an eye and they sent me the email with attached docs . Is it ok if I forward mine to you as well please?

Unregistered
06-06-2010, 02:09 AM
Here´s some usefull data for all of you who have been pestered by this crook Marcelo Ramirez

his personal email: XXXXXXXXX
private mobile phone XXXXXXXXX
Wife : XXXX XXXX

They live in XXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXX in between where this two roads form a junction on the left hand side

parked outside usually his SUV XXXXX plates : XXXXXXXXX
His is a short blond haired guy , mid fortys
Hope this helps , keep posted, more dat to follow
Brian

ifv
06-06-2010, 08:56 AM
Hi Brian

Thank you for posting.

Allthough I appreciate your contribution to this thread with valuable information, I've had to edit your post removing the private data you have posted. Our policy is to remove any information which may result in potential harm to the people mentioned in the post.

An alternatively is that your register and provide this information upon request thhrough PM.

Regards

Unregistered
07-01-2010, 01:00 PM
I have a number of phone calls from this company over the past month saying they can get back all of the money I've lost and more from buying into Club Class Holidays through Holiday Warehouse. The lates one was from Anna Higson. The lawyers quoted in a previous thread are exactly the same as the lawyers quoted to me.

Don Tovar Oliver Hernandez Riverol Lic Nº 5991
Doña Sara Lia Vilas Lic Nº 6539
Patricia Ramirez Clerides Lic Nº 6649

Whilst their patter was very good, they got some fact about us wrong. This made me suspicios and led to me searching the internet and to this forum. I received a lot of glossy information giving all their cases that they have one. Very impressive. Thanks goodness for this site and the warning.

Unregistered
07-01-2010, 01:05 PM
If this is company is using private data that is illegal under Spanish law, how do we go about reporting this to the Spanish Authorities so we can get them prosecuted? Thsi way we can shut down this scam.

Unregistered
07-02-2010, 10:12 PM
i have had phone calls from then 24/06/10 sayinggthey could get us money back from are cash back deal and wanted £950 up front and i am so glad i found this site

Walklands
07-09-2010, 07:18 PM
Hi - had cold call from Della working for the above company yesterday, refused to give any info until they provided me with some info about themselves. Email and website details came through today. Checked out website and loved the fact that on the home page they renouced the website "belegal.com" which of course I went straight to and found this great forum which answered all my gut feelings that it was a scam. Many thanks to all of you for posting. :)

Unregistered
07-12-2010, 12:26 PM
I was phoned by Gareth Fletcher of R&R on 1 July 2010 who offered their services to get back any money I had lost; the initial assessment would be free, but some fee would be payable if they thought I had a case - to cover translation and initial court fees. When I explained my circumstances, they said they were aware of a case currently proceeding in the Malaga courts against the company I had been cheated by. I asked GF to send me details of R&R with sufficient information so that I could check their bona fides, including details of the lawyers they would use and a reference number of the court case in question so I had some assurance that R&R were no different from the company I had been cheated by (ie that they were genuine and not another "take your money and run" company. He said he would e-mail the information.
All I got was their standard letter with the same names of lawyers as have appeared in these various postings.
He rang again on 9 July to confirm I had the e-mail and said I should send my documentation to him immediately, as time was now short. I said I had received his letter but it did not give the info I asked for. He said he would send another one to clear things up. Nothing has come!!!!
In the meantime (5 july), I had another call from R&R, a George Graham, who wanted to start the process all over again. He was unaware that I had been talking with with GF, and was not best pleased when I siad that this did not reflect well on R&R's procedures!
I await further developments, but is there nothing that the lawyers hosting this web site can do against R&R in view of the wealth of evidence that has been posted here?

trevh
07-13-2010, 12:48 PM
Hi
I was wondering if you had any info back from your Lawyers looking at the Ramirez Report that I sent.
Regards
Trevh

ifv
07-19-2010, 11:15 AM
Dear Trevh

I did receive comments from the lawyers on the report you sent us. Sorry for not getting back to you before. I've been advised not to post them on these forums bacause, as you might already know, we've been sued by the owner of this company which pretends to be a lawfirm.

The report is basically a poor translation of several articles of various timeshare related laws, which may or may not be applicable to your particular case. We don't know if the translation was intentionally done with the purpose of confusing people into believing they have a strong case or not, but the truth is that the report is riddled with errors.

As always, we recommend that you do not hire the services of this company.

Regards

Unregistered
07-20-2010, 07:54 PM
I have just received a similar call from Mr Fletcher to others on this forum. I have previously been conned by another outfit reselling timeshare and do not intend to get stuffed again.
Keep up the good work in outing these thieving parasites, they truly are a slimey bunch.

I will be passing the details on to my local trading standards office but don't expect them to progress anything

Unregistered
07-20-2010, 08:09 PM
Gareth Fletcher named two companies to me in tonight's conversation, that were miss selling previously as T-one(UK) Ltd and Yacht Trading Uk Ltd. (Same firm different name)

I had been contacted by the Official receiver on 30th Jan 2008 stating that T-one had been wound up and no funds were likely to be recovered. The receiver did not call a creditors meeting as there would be nothing to recover or redistribute.

It seems obvious that this lot have got my details illegally and are scamming once again.
DO NOT DEAL WITH THEM AT ANY PRICE

aflores
07-27-2010, 06:26 PM
Dear Posters,

Lawbird Legal Services, on recommendation of the Spanish Police Forces (Policia Nacional), has decided to prepare a case against Fabian Ramirez Marcelo, of Ramirez and Ramirez, for allegedly carrying out criminal activities, more specifically theft by swindle.

We are compiling evidence to substantiate a case which we will be filing with the Spanish General Prosecutor on behalf of the public interest, having in mind those individuals who have already been riped-off previously by some nomadic boiler room operating somewhere between Torremolinos and Fuengirola, larger time share companies or fraudulent land-banking scams.

The case will be directed against Fabian Ramirez Marcelo, an Argentinian citizen who has previously been fronting 2 similar organisations (Key Properties Town Advisory S.L. and Fuengirola Servicios 2002 S.L.) and which have been dismantled by Spanish Police Forces, and his acolytes. Mr. Ramirez is a well known operator of the Costa del Sol and he is a familiar face at the Malaga Police Station, in particular with the Fraud Squad (Grupo de Fraudes Financieros de la UDEF Central) (+34 952 046 200).

The operation is called "recovery room" scam and several arrests have already been taking place in Malaga (see below):

http://www.eldigitaldecanarias.net/noticia23667.php

In this ocassion, however, recently graduated lawyers are being used to create an illusion of genuineness and legitimacy and also to attempt to dillute and disperse the efforts of proving the deceipt. Such "lawyer" activity consist of a filled out form being filed with the Courts and stamped. Such claims, called "denuncias", are presumably being lodged in the hundreds on behalf of unsuspecting victims who do believe that there is any possibility to recover any of the money.


Having already met with officers of the Fraud Squad it is clear that the "modus operandi" used cleverly leaves little space to identify the intent to defraud, but the reality is that, objectively, the following are conclusive of the illegality of his activities:
Selling legal services when objectively they do not have lawyers as shareholders of their companies, and to that extent pretending to be long established legal firms, when the company has only be around for a few months.
Cold-calling previously identified persons who have already objectively been ripped off once. These persons are listed on endless databases of timeshare owners, known in jargon as "sucker lists", that contain as much details as possible about known victims of previous scams. The less burnt these lists are the more expensive they get.
Promising success in recovery of funds through the Courts when it is objectively clear to the defrauder, that recovery of funds is all but impossible. To this extent notarial, legal and judicial (ocassionally falsified) documents are used so that they gather the full confidence of their victims.
Utilizing unethical, immoral and highly deceiptful sales pitches, bullying at times but ocassionally very sophisticated, to persuade the victim to send money upfront, without regard to their financial or legal situation nor their age.
In sum, our firm will prove, beyond reasonable doubt, that the following elements concur in the activities displayed by the people behind Ramirez and Ramirez (since companies don't have criminal responsibility):


Representation
Falsity of the representation
Materiality of the representation
Speaker's knowledge of the representation
Speaker's intent it should be relied upon
Hearer's ignorance of the falsity of the representation
Hearer's reliance on the representation
Hearer's right to rely on the representation
Hearer's consequent and proximate injury caused by reliance on the representation
Lawbird Legal Services staff fully endorse this action and will work in co-ordination to obtain as much evidence as possible from people who have paid monies to Ramirez and Ramirez and that will, unfortunately, never recover any of the losses previously incurred in. To this effect a special section will be published where victims will be able, without the need to identify themselves should they not wish, send any documentation.

We finally strongly recommed anyone who is currently dealing with Ramirez and Ramirez to record, if possible, telephone conversations with the telephone operators, request copies of their passports, obtain as much paperwork as possible from them relating to the successes they have obtained, and, of course, refrain from paying any sum of money.

Lawbird Legal Services will not charge for any of the above actions to anyone, but will not represent any individual claimant against either Ramirez and Ramirez nor any of the previous scams they have been trapped in, due to a) the objective improbability of obtaining any recovery and b) the current inefficacy of the Spanish Authorities to stop this scam from spreading like a cancer.

aflores
07-28-2010, 12:26 PM
For anyone who have been persuaded to pay money to Ramirez and Ramirez this is what I suggest you do prior to giving out credit card details or instructing a transfer:


Request a copy of the passport of the person "cold-calling" you.
Request a copy of the NIE number of the person contacting you (this is absolutely necessary to have an employment contract in Spain), or Spanish DNI.
Request a copy of his employment contract.
Request a copy of the company opening license (licencia de apertura)
Obtain copies of judgements obtained through the Marbella Courts against timeshare companies
Request a letter of engagement signed by the registered lawyer acting on your behalf (there is no lawyer to the name of Ramirez), setting out the precise terms and conditions of the legal representation service, the work to be carried out and well as the address where this registered lawyer is working from.
Request an explanation, in writing, of why R & R believe you should be suing the company that you have lost money to.

Only when you obtain all of the above can you consider proceeding further.

Unregistered
08-11-2010, 12:04 PM
We have also been cold called by the above company stating that they can recover monies lost in a timeshare scam for us. We named two companies for them, Ultimate Finding Company and T1 (who are no longer in existence). Stuart Billington of Ramirez is the person we have been dealing with and he sounds so plausible. Everything sounded good until we received his email asking for €560 for administration fees. When i said that i was not happy with this as we had been caught before, he came out with a practised speech. I am so glad that i read this website before parting with more good money after bad. Is there anything we can do to stop these scoundrels from conning more hard working people from their hard earned money?

Also beware of Ultimate Finding Company, also situated in Malaga. They are very similar to R&R but will tell you they can sell your timshare for you and have a buyer already. All they need is for you to give them your credit card details, just to hold, as an administration fee, which will not be taken from your card, and will be cancelled when the deal is completed. We fell for this scam and gave our card details - of course, the money was taken an now we are having trouble getting this back. I should have looked them up on line before paying , but they sounded so genuine. I looked them up afterwards and of course found that they are a scam company - SO BEWARE!!

Unregistered
08-26-2010, 05:05 PM
Has anyone had dealings with a law firm based in Malaga, Ramirez & Ramirez?
can anyone recommend the above firm?

Unregistered
09-21-2010, 10:41 PM
Dear Trevh

I did receive comments from the lawyers on the report you sent us. Sorry for not getting back to you before. I've been advised not to post them on these forums bacause, as you might already know, we've been sued by the owner of this company which pretends to be a lawfirm.

The report is basically a poor translation of several articles of various timeshare related laws, which may or may not be applicable to your particular case. We don't know if the translation was intentionally done with the purpose of confusing people into believing the have a strong case or not, but the truth is that the report is riddled with errors.

As always, we recommend that you do not hire the services of this company.

Regards

Hi, Like Trevh, we too have been conned by R&R and have also received a report from them, but only after chasing them. I guess it will be almost word for word the one Trevh got other than using details pertinent to us. Wish I'd seen this web site before parting with money.
Over the past few weeks I have had another organisation calling themselves "Holiday Ownership Advisory", who claim to operate out of England, offering pretty much the same services as R&R. The first lady I spoke to was called Faye, and the one today was called Catherine Cameron. This lady stated they had a joint action claim in the Spanish Courts scheduled for the 18th October 2010 and are offering to include us in this action. While the organisation claims to offer free advise, in reality they are not lawers themselves and have to "hire in" legal services who surprise surprise want money up front just like R&R. After reading the various posts on your web site, my gut feeling says they are probably just another bunch of scammers. Do you (or anybody else out there), know anything about them?

ifv
09-23-2010, 10:34 AM
I'm sorry you have paid money to these people. We are currently building a case against Ramirez and Ramirez, and several people are in the process of joining. Should you wish to join it too, please PM me or contact Lawbird directly - http://www.lawbird.com/services/contact.

Holiday Ownership Advisory (http://belegal.com/forums/showthread.php?t=1402) is just another recovery room (http://www.edmontonbbb.org/tips/ct2242.htm). I have moved the information on to a new thread.

Unregistered
09-23-2010, 01:13 PM
I was contacted recently by Joanne Gofton from Ramirez & Ramirez; I spoke to her for a while and I expressed my concerns about R&R.

She gave me the same spiel they seem to have given everybody else, but she did mention that they were not lawyers, merely information collators for a Spanish lawyer
known as Damian Vazquez. He would be doing the legal work and serve something called a "denuncio" against the company who scammed me, R&R would only arrange paperwork and translations.She told me I could even go into a Spanish police station and issue a "denuncio" myself, but then it would be up to me to chase the Spanish authorities and arrange translations which would be very time consuming.
I googled "Damian Velazquez" and came up with a Spanish law firm's site
http://www.vazquezabogados.es
I won't touch R&R after what I've read on this site, but can you tell me if Damian Vazquez is legit?

Unregistered
10-01-2010, 05:33 PM
Hello,

I repeat my question of 23/09: has anyone heard of Damian Vasquez? Thanks.

ifv
10-01-2010, 08:48 PM
I won't touch R&R after what I've read on this site, but can you tell me if Damian Vazquez is legit?

The meaning of the word 'legit' (legitimate) is rather broad. If you are asking if this lawyer is qualified and registered, the answer is yes.

Unregistered
10-01-2010, 10:22 PM
I too was contacted yesterday by a very plausible and sincere sounding Brian Croker, offering the services of Ramirez and Rameriz to recover money lost to holiday plan. He was very clever at pretending he didn't know who my plan was with, yet when I said I couldn't remember who it was, amazingly the second name he mentioned when making suggestions to who it might be, was Design Vacation - spot on what luck!

I told him I wasn't interested as I had been contacted twice by these scammers who all wanted money up front. He told me there was no obligation and if I did procede the legal costs would be recouped from the settlement.
Did a bit of investigating on the net and found the Law Bird Legal services blog which named Ramirez & Ramirez in the following list which of which they stated :-

" A company included in the list herewith doesn't necessarily equate to them being scammers. The companies listed below are only those that try to pass themselves off as legitimate Spanish law firms or else offer legal services, even if outsourced, when legally they can not. Which is why they are labelled as bogus law firms because they often mislead clients (mostly from the UK and the Republic of Ireland) into thinking they are hiring a legitimate Spanish law firm when it's not the case."

I emailed the blog pages back to them instead of sending my details as requested, when the very polite Mr Croker rang today I again told him I wasn't interested, he asked why? I said I'd researched Ramirez etc on the net and that I wasn't convinced they were legit. His reply was that they where taking action against Law Bird for slander ( or words to that effect) as one of the lawyers who writes for Law Bird is also representing a company Ramirez etc. are taking action against!

More platitudes and suggestions on checking out R&R by looking on web sites as the BBC, Daily Mail etc. Also checking with the Spanish equivallent of the Bar Assocition.

Now after reading the comments on this forum I'm even more convinced "they ain't up to no good."

Unregistered
10-05-2010, 04:33 PM
The meaning of the word 'legit' (legitimate) is rather broad. If you are asking if this lawyer is qualified and registered, the answer is yes.

By "legit" I also meant is he to your knowledge putting together a case against the company who scammed me. I know a no. has been allocated to the court case, but I don't know when it will take place. Is it true that I must lodge a "denuncio" against the company or I will lose out on my share of any possible settlement? Thanks.

ifv
10-05-2010, 04:37 PM
May I ask you a question? Have you given this lawyer a power of attorney (signed before a notary public)?

suziebilly
10-06-2010, 04:45 PM
We too have just had a phone call from Ramirez & Ramirez promising to refund the money paid to get rid of our timeshare by joing DWVC. We were hoping to get our money back via reclaim. Does anyone know about this company or do we just give up of ev er getting our money back. I thought we were foolproof as regards scams, but obviously not. However, we haven't paid any money to this company having googles them first.

suziebilly

Unregistered
10-11-2010, 01:43 PM
May I ask you a question? Have you given this lawyer a power of attorney (signed before a notary public)?

No, I haven't approached this lawyer or any other in any way at all.
The phone call I received from Ramirez & Ramirez mentioned this lawyer's name as the lawyer for which they were collating evidence and that he would be prosecuting a company from which I bought some land (Fortuna Estates aka Fortuna Land). Obviously I don't know if this is true or not. I got the impression that the R&R employee told me this to get around my criticism that I had read on the net that R&R were not a law firm.

I just need to know if you know that this lawyer is in fact doing this. If this is the case, then I will most probably approach him direct. I also need to know if, as the R&R employee claimed, I must file something called a "denuncio" against Fortuna in order to claim any repayment resulting from the court case. The R&R employee said that if I did not file this "denuncio", then I would lose my right to my share of any compensation the Spanish courts may award. Thanks.

ifv
10-11-2010, 04:00 PM
I just need to know if you know that this lawyer is in fact doing this. If this is the case, then I will most probably approach him direct. I also need to know if, as the R&R employee claimed, I must file something called a "denuncio" against Fortuna in order to claim any repayment resulting from the court case. The R&R employee said that if I did not file this "denuncio", then I would lose my right to my share of any compensation the Spanish courts may award. Thanks.

A 'denuncia' by itself will take you nowhere. I suggest that you contact this lawyer directly (contact details on http://www.vazquezabogados.es/), and ask what kind of approach he's going to use. Under the Law Association regulations, he must introduce himself and formaly establish the nature of the legal representation he will be offering (Art 42.3 - Estatuto General de la AbogacÃ*a (http://noticias.juridicas.com/base_datos/Admin/rd658-2001.t3.html#a42)).

ifv
10-12-2010, 02:26 AM
We too have just had a phone call from Ramirez & Ramirez promising to refund the money paid to get rid of our timeshare by joing DWVC.

The following is taken from the Action Fraud (http://www.actionfraud.org.uk/node/88) site:


Fraud recovery fraud happens when former fraud victims are told the money they’ve lost can be recovered.
[...]
Are you a victim of fraud recovery fraud?

You’ve been contacted, either by phone or email, by someone saying they are a lawyer, a law enforcement officer or an official working for a government agency in another country. They know you’ve already lost money to a fraud and tell you they can recover your money for you.
You’ve paid them a fee in order to recover your lost money.



Therefore, anyone who pays a fee to someone who contacts you out of the blue to offer money recovery services and knows that you have been previously ripped off, qualifies as a victim of fraud recovery fraud.

Action Fraud is the UK’s national fraud reporting centre. I recommend that you report this company through their online reporting tool (http://www.actionfraud.org.uk/report_fraud).

Unregistered
11-08-2010, 06:45 PM
If you have given you credit card details then tell your card provider and, if the money has gone through a UK comnpany, tell them there is a possibility of merchant acquirer fraud.

Contact Consumer Direct (while it still exists - the UK Govenrnment wants to do away with consumer protection) - these complaints will be notified to Trading Standards and give them the info needed to go through the EU consumer centres.

The OFT does not deal with individual complaints and will refer you back to Trading Standards. The Police will not deal with fraud under about £10000 and will refer yo to Trading Standards.

tuppence
11-08-2010, 08:24 PM
Report the matter to "action fraud" The national Fraud reporting centre. They must take the report and then pass it to you local police under home office rules. Google the words action fraud and you will get the telephone numbers. Police will take reports for values less than £100. Trading Standards do not investigate overseas frauds but police can.

Unregistered
11-16-2010, 04:44 PM
Ramirez @ Ramirez, are still going strong. We have a friend who lives in Spain, in Torremolinos and he went into Fuengorila found the address, o this so called company only to find at another Lawyers office which he inquired at, that true to form this company does not exist. This was this morning. So where do we go from here. We have lost money twice, Holidaymakers SL and Excalibur, there is also a compaby called Full Circle Holidays involved. Anna Higson was the person who phoned us and also a Philip Murphy.

Unregistered
12-02-2010, 05:07 PM
Hi, people

I too, like many others nearly got taken in by this company. I was contacted by them and a young man offered to help us recoup our losses we had paid to different timeshare industries. Fortunately we did not go ahead with them but found another company in this country who are very professional called Cartwright Sinclair Ltd and they are currently helping us to pursue our lost monies.

Unregistered
12-05-2010, 05:16 PM
The above company cold called us and we sent relevant copies of documents they requested to reclaim money paid to a company. Holiday advice Bureau.

The company then asked us for 560 Euros plus 10% of any money recovered.

I have responded to indicate I will not pay any money up front and they should take on the case as a no win no fee case.

I await their reply however this feels like a skam to me.

Unregistered
12-06-2010, 11:08 PM
Has anyone had dealings with a law firm based in Malaga, Ramirez & Ramirez?

Yes, i have been on the phone several times with a woman called Eva Svensson, she is calling me back tomorrow.
She says we will get our money back if we pay 2720 euro.....

puck
01-07-2011, 01:30 PM
I also have a phone call from Spain, by a dutch woman called Johanna Sander, how work at the company Ramirez & Ramirez, Fuengirola. She did sent me a contract, were they asked us for 560 Euros plus 10% of any money recovered.

Are there more Dutch people how been contacted with this company ???

Unregistered
01-10-2011, 07:36 PM
I have just been contacted by an "Anna Higson" perpoeting to be from Ramirez and Ramirez. She says that they have traced money paid to "Holiday Property Shop" for sale of a time share which never happened. She says that for an upfront lawyers fee of 610 Euro she can get me my money back plus "damages". Sounds like a scam to me...

Unregistered
01-18-2011, 03:22 PM
I have jsut been contacted by a John Didcot of Ramirez and Ramirez saying that the owner of "We Sell your Timeshare" has just been killed (in fact he insinuated murdered) in a motorbike accident a few months ago and that they were trying to repay all the money that this guy had fraudulantly received from people. I have decided that I will not be persuing any claim after having read this forum!

Unregistered
01-18-2011, 09:27 PM
I have been contacted by law firm Ramerez & Ramerez

Is this company trustworthy

Regards

B Malpass

Unregistered
01-19-2011, 09:41 PM
We too had a call last night from Mick Ellis stating that they would be able to retrieve money that we were due from cashback from DWVC. He sounded very very professional and said that the owner had been murdered and that the family were trying to sort out his Estate. He said that he would email details about his company and that they would require copies of all paperwork from us so that they can proceed. True to form and email arrived today from a Rebecca Harrison requesting this.
Having already been conned by another company called Procoll I decided to look Remirez & Remirez up on the internet and hey presto came across this forum...... Thank god I did.
As as I am writing this Mick Ellis is talking to my husband on the phone trying to convince him that they are COSHA. Nice try Mr Ellis

Unregistered
01-20-2011, 12:33 PM
The 'excuse' Rebecca Harrison gave me yesterday was that Incentive Leisure Group (includes DWVC, Timelinks etc) is going into liquidation....but the aim is the same - scam you for further funds.

Unregistered
01-20-2011, 01:11 PM
I had a call from a "Gareth Fletcher" of Ramires and Ramires stating that the "Cashback" scheme promoted by Incentive Leasure would be going into liquidation in about 2 weeks.
I have recieved their e-mail and he is due to ring again this afternoon, while no mention has yet been made of payment, this sounded like a scam from the offset.
After reading some of these posts I am now certain.

Regards Dave Wood

Unregistered
01-21-2011, 01:13 PM
Having been scammed by ILG and Procall we also have recieved a cold call from Mick Ellis of Ramirez & Ramirez. We recieved an email the following day. Seeing that the compny were based in Spain we were immediately suspicious. I'm glad I went on the web to discover the truth about this firm.
It seems that they have been at it for at least 2 years going by the amount of complaints on the web, is there nobody looking after our interests in Spain by legitimate lawyers or the police?
I wish I had access to the web a few years ago when te were conned.

Unregistered
01-21-2011, 09:05 PM
I wonder for how much longer is Fabian Marcelo Ramirez going to be conning people. Can you only imagine him going home to his family, his children asking him "Daddy, how was work today"?, then going shopping, to the supermarket, maybe a trip to Argentina, ALL of it financed by people ripped off by him and his team (Lucas and the rest of the gang)...???

Unregistered
01-25-2011, 09:15 PM
I have had a letter following a phone call from jo morrison, letter states they have a legal team committed to assist in timeshare law! they also want me to send all documents relating to sale of timeshare. I dont think so! they are so called legal consultants. not lawyers

Unregistered
01-27-2011, 01:38 PM
I've had a call frm Rebecca Harrison claiming she worked for the office of lawyers Ramirez Ramirez in Spain, she talked to me about TWVC and that they had scammed a few people and they were going into Liquidation, but before that happens they would send E-mail and phone me the day after to get all paperwork concerned and the main item she mentioned was the Cash Back Document.
I personally think this is a scam because they've phoned me back in Oct/Noc 2010 and said exactly the same. I declined their offer then and I will this time aswell.

Unregistered
02-03-2011, 09:27 PM
We have have had phone call from the firm Remirez & Remirez who said that they had received our details from Incentive Leisure who he said had gone into liquidation, and he said that he would be able to look into getting some of our £ 7500. we had been conned into paying when we sold our timeshare.We are both retired and I can not believe that these people are able to get away with this.
Also we have tried to get our depoisit which we paid for with our credit card as we felt that we had been conned but so far we have had no luck.
Regards Eira Greenslade

Unregistered
02-05-2011, 12:38 AM
I also have a phone call from Spain, by a dutch woman called Johanna Sander, how work at the company Ramirez & Ramirez, Fuengirola. She did sent me a contract, were they asked us for 560 Euros plus 10% of any money recovered.

Are there more Dutch people how been contacted with this company ???

I am contacted by Johanna Sander, I don t know what to do same story like yours I try to phone her but that was not possible on her own number

Unregistered
02-05-2011, 12:42 AM
I am contacted by Johanna Sander, I don t know what to do same story like yours I try to phone her but that was not possible on her own number


ik weet niet wat ik er mee aan moet ben ook gebeld heb nog niet betaald weet ook niet wat ik moet geloven, heb gebeld naar haar nummer maar krijg niemand aan de telefoon. vind dit een moeilijke kwestie, heb ook ramirez gegoogled staan dus een heleboel namen op van timeshare firma s maar toch kom ik er niet uit

Windchime123
02-13-2011, 09:44 PM
My Father (aged 76) was contacted by someome at "Procall" a couple of weeks ago, saying that his reclaim certificate wasn't worth anything and they could get him his money back if he paid £250.00 and would have to go to Tenerife to collect the money, accomodation was paid for. They knew the exact amunt that was on his certificate, so he though it was genuine. He paid the money! We have sinced looked on the internet and found out that this a scam. He has sinced cancelled his credit card and is persuing to reclaim. He was contacted this week by Andrea Reed from Ramirez & Ramirez saying that they could help him get his money back, he did tell them that he was not paying any money and theys aid they would send him details of their firm. However there seemed to be a problem with the e-mails and apparently the e-mail they sent him kept "bouncing back" and could he e-mail them His e-mails to them have also "bounced back"!! Can anyone help, is this another scam? We are so unsure as to what to do next. Has anyone had the same experience? Thanks AJH

Unregistered
02-13-2011, 10:22 PM
My wife was also contacted by Gareth Fletcher offering to recover funds from DWVC. When she asked who their lawyers were, he replied they are in process of merging with a large international law firm and will be called Ramirez Echeveria Perez and Ferrero, and that as soon as we transfer the funds, they will asssign us one of there lawyers who are all former judges and prosecutors. After reading the information on this site, I don't know what to think.

john
02-18-2011, 05:25 PM
I have a number of phone calls from this company over the past month saying they can get back all of the money I've lost and more from buying into Club Class Holidays through Holiday Warehouse. The lates one was from Anna Higson. The lawyers quoted in a previous thread are exactly the same as the lawyers quoted to me.

Don Tovar Oliver Hernandez Riverol Lic Nº 5991
Doña Sara Lia Vilas Lic Nº 6539
Patricia Ramirez Clerides Lic Nº 6649

Whilst their patter was very good, they got some fact about us wrong. This made me suspicios and led to me searching the internet and to this forum. I received a lot of glossy information giving all their cases that they have one. Very impressive. Thanks goodness for this site and the warning.
18/02/2011
sent paperwork last week for recovery of monies from club class & excalabur
but after reading your forum declined to pay 1160 euros.
have now recieved form via e-mail for without prejudice letter of refusal declining
pursuit of claim and no rights of reclamation against ramirez and ramirez
for any funds recovered by this company.
should I sign this form as I never asked them to proceed and never paid any money
to ramirez and ramirez.
form is single sheet of paper,dont know if there is a back sheet with any
other small print conditions.
john

ifv
02-18-2011, 09:26 PM
18/02/2011
have now recieved form via e-mail for without prejudice letter of refusal declining pursuit of claim and no rights of reclamation against ramirez and ramirez
for any funds recovered by this company. should I sign this form as I never asked them to proceed and never paid any money to ramirez and ramirez.


Hello John

Just ignore it. It's just part of the charade.

Regards

aflores
02-23-2011, 12:49 AM
Please note that Martinez Echevarria, Perez y Ferrero Abogados is a legitimate and well established law firm that has nothing to do with cold-calling. I have already warned them of the contents of 2 posts and they will be taking appropriate measures.

Unregistered
02-24-2011, 04:53 PM
Thank you. for these posts.
I was contacted by phone today by Mick Ellis (english voice) of Ramirez and Ramirez. He knew we had a timeshare,or similar (Incentive Leisure, DWVC) and knew all our details. He said that :- IL had closed down due to the death of the Managing director, Gary Leigh and that the spanish authorities had put an imbargo on his estate. (Sounds as if he knows what he's talking about doesn't it!!) He went on to embellish the story saying that Gary's family and fellow directors were trying to have the imbargo lifted so they would have access to the funds, approx 50 million euros. which was only 60% of what gary was worth, the rest being 'offshore'. He said his company were working with the spanish courts and fraud squad in Fuengirola. (sounds really upstanding) He further said that other companies were trying to contact people about recovering their funds, he knew of 6 but 3 of those were linked to Incentive Leisure!!! (he did not use the word scam but I felt it was implied) Reclaim Investment Bank (Gibraltar) was one of these who had already contacted us (very pushy, trip to tenerife was required !!! I don't think so!!) He is going to email me a 'Watchdog' report about IL and ring me next week when I have replied with COPIES OF ALL MY DOCUMENTATION !
He aslo warned me about continuing to book thru DWVC and that it may be problematic.
He got my email address from me but that's all he'll be getting. THANK YOU again

Does anyone have any advice about how to pursue the recovery of our original funds without being scammed again or should we give up on that and just keep warning others not to get involved in the first place.

Unregistered
02-24-2011, 05:00 PM
same poster as #122
I was quite shocked when I saw the dates on the posts and realized for how long this had been going on.
Why has nothing yet been done about
a) the original holiday companies and
b) companies like r&r?

sheribrim@yahoo.com
02-24-2011, 08:04 PM
Just had a call and two pages of detail about what they can do for us.All the same sort of docs requested and free of charge advice. Just too good to be true, not going to pursue, think you will agree that is the best course of action.

Unregistered
03-02-2011, 05:43 PM
We have also been contacted by Gareth Fletcher, having previously been contacted by Reclaim Investment Bank & also a couple of other companies who could get our money back from DWVC & ILG we were extremely wary. I contacted the Office of Fair Trading & was told never to pay any money out. I think we may have to put this episode down to experience.

Unregistered
03-06-2011, 04:38 AM
Georgina Dean 0034952045689

puck
03-11-2011, 12:20 PM
Ik ben Nederlander en ben er achter gekomen dat je absoluut niet met Ramirez and Ramirez in zee moet gaan, Mocht U dit jaar nog naar Spanje gaan en heeft nog geen aangifte gedaan bij de politie omtrent de fraude Van Club Class Holidays etc,, doe dit als nog !!!
En er zijn andere advocaten die weg goed zijn, om daar mee in contact te komen, vraag het aan het Nederlandse Ambassade of het consulaat in Spanje.
Maar ga niet in zee met Ramirez, want zijn zijn geen echte advocaten !!!!!

Unregistered
03-11-2011, 12:24 PM
I am contacted by Johanna Sander, I don t know what to do same story like yours I try to phone her but that was not possible on her own number

Ga niet met hun in zee, heb kontact gehad met een advocaat en politie in Spanje, er is veel meer aan de hand. Als je nog geen aangifte gedaan heb bij de politie, doe dit als nog, en wel in Spanje, dit is wel heel belangrijk dat te doen.

aflores
03-12-2011, 07:59 PM
Well, the truth is now coming out and we will publish it, as we receive it. So far, it is interesting to know that Mr. Ramirez, who is suing the undersigned for defamation and, as he puts it in his own specialist lawyers´website, for lies and false statements,, was arrested no less than 4 times by the Malaga Spanish Police Fraud Squad.

In particular, Mr. Ramirez was arrested in the following dates, according to the Malaga Police:

12/05/2003
31/07/2006
28/03/2007
16/04/2008

Mr. Ramirez, let me be skeptical about your corporate statement that reads our wide staff of specialized lawyers and advisers have gained plenty of experience in these cases, which allows us to boast of being the leading firm in defending consumers with regard to timeshare, but at the same time, let me be fair with you: you do have tons of experience, yes, particulary on of how to get out of a prison cell and so, all you can boast about is your knowledge of the size of it, little more.

I wonder when is the next time you will be visiting one!

Unregistered
03-14-2011, 02:09 PM
Nederlanders die hulp nodig hebben, in verband met geld teruggaven kunnen zich beter gaan melden bij dit advocaten bureau, zij spreken geen Nederlands, wel Engels. Deze mensen kunnen je beter helpen met adviseren wat te doen.
Ik ga het in ieder geval wel doen. Ik hoop dat meer Nederlanders zich advies vragen bij dit bureau, misschien kunnen we dan gezamenlijk wat meer bereiken.


C/ Ricardo Soriano 19 - 4º - 29601 Marbella - Spain
Tel: +34 952861890 - Fax: +34 952861695
www.lawbird.com - Member of the belegal.com community

Unregistered
03-22-2011, 11:59 PM
Ga niet met hun in zee, heb kontact gehad met een advocaat en politie in Spanje, er is veel meer aan de hand. Als je nog geen aangifte gedaan heb bij de politie, doe dit als nog, en wel in Spanje, dit is wel heel belangrijk dat te doen.



ben ook niet met ze in zee gegaan , ben nog een keer gebeld door een zweed die me probeerde over te halen maar heb geweigerd, heb daarna niets meer gehoord , is nu 3 weken geleden

Unregistered
03-23-2011, 12:03 AM
Nederlanders die hulp nodig hebben, in verband met geld teruggaven kunnen zich beter gaan melden bij dit advocaten bureau, zij spreken geen Nederlands, wel Engels. Deze mensen kunnen je beter helpen met adviseren wat te doen.
Ik ga het in ieder geval wel doen. Ik hoop dat meer Nederlanders zich advies vragen bij dit bureau, misschien kunnen we dan gezamenlijk wat meer bereiken.


C/ Ricardo Soriano 19 - 4º - 29601 Marbella - Spain
Tel: +34 952861890 - Fax: +34 952861695
www.lawbird.com - Member of the belegal.com community



hoe weten we zeker dat dit wel een eerlijk en legitiem kantoor is????

ifv
03-25-2011, 01:31 AM
Many of you will find this of interest:

Mr Ramirez: A Judge Believes that Calling you a Crook is OK! (http://belegal.com/blog-by-antonio-flores/mr-ramirez-a-judge-believes-that-calling-you-a-crook-is-ok/)

If you can read Spanish, please don't forget to check the Police Report at the bottom of the post.

Puddyone
04-04-2011, 05:48 PM
We were contacted by these people in Feb last year [2010] We agreed to let them fight for us to redeem the money that DGS Worldwide had promised us back in 2006/7. We paid them by credit card. They told us that this was to pay the Spanish Lawyers so that they could start proceedings against them. This year, we were told by Ramirez & Ramirez that the companies that they were chasing, they named about a dozen, kept changing the company name/s and that was why they couldn't persue them and that they also refused to settle out of court, so that now the only way to recover any money from them on our behalf was to summons them with a Denucia, this they said would compell them to pay up, BUT, it would cost us another 210 Euros!!! They did send us the documentation by email, and also a Letter of Refusal, if we wanted them to stop this action on our behalf. We sent the Letter of Refusal back, as we couldn't afford to spend anymore money on this. I do feel a bit of a fool for going along with this in the first place, but, I feel we had to cut our losses, and not throw good money after bad. These people must rely on people like us doing just that!!

Ann

Unregistered
04-12-2011, 07:21 PM
We have been contacted by ramirez ramirez said they where trying to get as many people as posible to take the dwvc time share to court that we would get all are money back plus compensation all we had to do was send them copies of are agrements they were not asking for any money said when they won the case we would be invoiced but looking at this now what do we do????

Unregistered
04-13-2011, 09:58 PM
Have been looking into this as have been scammed before and am very suspicious ... recommend beware of Specialist Lawyers and Gareth Vaughan ... found nothing to suggest they're genuine -- has anyone else got any other useful information?

Unregistered
04-14-2011, 09:41 PM
Have been looking into this as have been scammed before and am very suspicious ... recommend beware of Specialist Lawyers and Gareth Vaughan ... found nothing to suggest they're genuine -- has anyone else got any other useful information?

Had a call from an Andrea Gilbert this evening offering to help me take legal action against DWVC. Thanks to Google I have decided that this is a scam and will be contacting Scotland Yard fraud squad.

Unregistered
04-21-2011, 01:56 AM
My inlaws asked me to fax some papers for them to this company. I was shocked to hear their reply when I asked them the details of what were they sending to R&R.

They had bought timeshare in a couple of places. Then they decided to sell them to Incentive Leisure Group via their Milton Keynes office. This company is registered in Gibraltar. While they were waiting for their contract period (51 months) to be completed before claiming their 95% value of the policy, they were suddenly contacted by a lady from R&R. She had asked them to send all their paperwork to her by email or fax and promised to fight their case against ILG. I asked them to stop and let me do some research. Upon googling I can see both companies are running a very successful scam from Spain. I feel sorry for my inlaws and a number of other British/European punters who fell pray to these sharks. Let's sort these guys out

Unregistered
04-26-2011, 09:10 PM
i was approached by r& r legal consultants i was really weary as i have been scammed before, but i found them to be really helpful and friendly, and may i add i did get some of my money back through the courts thanks to the spanish lawyers they use. i agree it did take some time and i had to pay a small fee but it was worth it, i would highly recomend them. i also believe it is the scamming compamies who are slagging them off on here because they are losing a lot of money because of ramirez legal consultants warnings ... please take my advice they are not there to scam u only to help ,.

Unregistered
04-26-2011, 09:14 PM
Have been looking into this as have been scammed before and am very suspicious ... recommend beware of Specialist Lawyers and Gareth Vaughan ... found nothing to suggest they're genuine -- has anyone else got any other useful information?

i ask to see proof that they are genuine, which they supplied me with a company dossier and the lawyers details so i took a chance and im glad i did it took a couple of years but i did my money back that i had been scammed out of.

Unregistered
04-26-2011, 09:35 PM
shortly i will provide this thred with detailed key information of this person : Marcelo Fabian Ramirez

I am afraid maybe a few of you have got this company wrong, i went with Ramirez and Ramirez in 1997 and was dubious at 1st, i had lost £8,000 to insentive leisure group. I paid R&R £1495 to pay to have my paperwork translated and after not hearing from them for a while i thought i had been scammed again. In November 2010 i received a call from them telling me they had won in court and i was due my payout. Although i did not get all my money back, i was awarded £6,800 and R&R took 10% for their fee which i didnt mind coz at least i did get something and Insentive Leisure Group had lost.
I took a chance, and yes it did take a long time but i did get some money back.
Don't believe everything you read on the internet, its Insentive leisure group that are the scammers with their cash-back certificates.

Lynn Faye

ifv
04-29-2011, 04:22 PM
Dear 'Lynn Faye'

We would be more than happy if you could provide us any proof that you have recovered 'some money' as you claim you have. Anyhthing will do: cheque, wire transfer receipt, etc. Also, please forward a copy of the court ruling which awards you these funds.

If you cannot provide any of the above, no worries; the Spanish police have been searching for such evidence for ten years without too much luck, simply because no one 'represented' by Ramirez has ever recovered a single cent.

Unregistered
05-03-2011, 06:21 PM
My Father (aged 76) was contacted by someome at "Procall" a couple of weeks ago, saying that his reclaim certificate wasn't worth anything and they could get him his money back if he paid £250.00 and would have to go to Tenerife to collect the money, accomodation was paid for. They knew the exact amunt that was on his certificate, so he though it was genuine. He paid the money! We have sinced looked on the internet and found out that this a scam. He has sinced cancelled his credit card and is persuing to reclaim. He was contacted this week by Andrea Reed from Ramirez & Ramirez saying that they could help him get his money back, he did tell them that he was not paying any money and theys aid they would send him details of their firm. However there seemed to be a problem with the e-mails and apparently the e-mail they sent him kept "bouncing back" and could he e-mail them His e-mails to them have also "bounced back"!! Can anyone help, is this another scam? We are so unsure as to what to do next. Has anyone had the same experience? Thanks AJH

I could quote the same, almost word for word, except my husband is the one aged 74 contacted by some Irish female from Procall saying the same about the certificate and going to Tenerife to collect our money etc. Just pay for our accommodation (£259). We paid for accommodation but I managed to claim that back off our credit card. Now enter Stuart Billington for Ramirez and Ramirez just pay, somewhere in the region of £900, and be assured that you will get some £24,000 back (less 10% for the lawyers cut?) We are both pensioners who actually borrowed money to sell our timeshare - which of course cost us even more. We just wanted to get rid of paying annual maintenance fees. We are giving up at this point, having lost about £15,000 but if we go with Ramirez will we lose another £1,000 when we are still paying off the loan. And, you bet it won't be the last of it. Mr. Billington did tell me that if we had sold the original timeshare back to the golf club where it was, it would have only cost us about £80 in legal fees etc. Oh, how I wish ....... JBM

Unregistered
05-06-2011, 11:32 PM
We too have just been scammed by Rameirez and Rameirez! Thankfully we looked on here and have cancelled the payment of 750 euros on our credit card. Our credit card company are also investigating this "company". Thanks to everyone for helping us to see the light! Can't believe we've been duped again.....it's not as if we're young and naive....we're in our 40s! Incidently, we were contacted by a woman called Danni Mitchell and then yesterday John Francis. They must be either new employees or using different names cos I've read every post and not come across either of these names.

Unregistered
05-10-2011, 07:41 AM
how lucky i am to have found your site,i was about to send my documents to this company as they phoned me to say the could get our money back from dwvc.also known as incentive leisure group.thank you. you stopped me getting scammed twice. MAZ FROM MANCHESTER.

Unregistered
05-25-2011, 05:50 PM
I was contacted this morning by a woman from the above firm (unfortunately I didn't write her name down at once and now cannot recall it!) she was offering to help with the recovery of money from Timelinx and DWVC. There was no mention of costs and she undertook to email me reference material about her company, which she has now done - and very plausible it looks. I asked how she had obtained my telephone number and was told that I was included in a document listing people who may have been defrauded. She is going to ring me again tomorrow so watch this space!! Having read what others have to say they won't get a penny from me, I've been conned twice and that is twice too often!

john Whittaker
05-25-2011, 08:26 PM
Has anyone had dealings with a law firm based in Malaga, Ramirez & Ramirez?
They have been ringing me for the last 4 weeks

Unregistered
05-26-2011, 07:51 PM
I was contacted this morning by a woman from the above firm (unfortunately I didn't write her name down at once and now cannot recall it!) she was offering to help with the recovery of money from Timelinx and DWVC. There was no mention of costs and she undertook to email me reference material about her company, which she has now done - and very plausible it looks. I asked how she had obtained my telephone number and was told that I was included in a document listing people who may have been defrauded. She is going to ring me again tomorrow so watch this space!! Having read what others have to say they won't get a penny from me, I've been conned twice and that is twice too often!

I have just paid these people 1495 euros, I cannot believe I have been scammed again. Their paperwork is really impressive. I looked up this forum because my credit card people said they were an advertising agency?? I have just phoned my credit card company and hope I get my money back.

Unregistered
05-30-2011, 12:15 PM
I have had a call from a Michael Gofton telling me that they can represent me in getting back some of my funds that I paid to DWVC (£12,000). He sounds nice enough and the email seemed professional but I decided to search the net and found this site. I have emailed your ASK A LAWYER and included the names of the Lawyers that will represent me for them to check out. I have prepared an email to send back to Mr. Gofton, requesting that he has no further contact with me and that I will not be going ahead with the claim. I think I have lost enough (and I never even used them for a holiday!), once I get my reply back. Thank goodness for this site!

jason
05-30-2011, 12:50 PM
can i pls ask you wen your date is up for you to claim your cashbk - ours is sept 11, we have been asked to do same as you but not told anything about getting money bk within 6 weeks.
My partner has literally just rang his bank to confirm that if we pay this money an its another scam we can get a refund from them. we are trying to decide wot to do for the best, contact me by private msge if you wish thanks Carol x

i was due reclaim from cause i dealt with club class £4,450 00 was due to me i kept e.mailing ,phoning i would not let go i sent in my documents on correct date and i got back £1,200 00 not the full amount cause guess why yes same old story ,they had loads of people for that particular date to pay out so it was shared out equally u believe that NO NO NO at least i got summit just keep going at them good luck

Unregistered
06-06-2011, 07:26 PM
I have just paid these people 1495 euros, I cannot believe I have been scammed again. Their paperwork is really impressive. I looked up this forum because my credit card people said they were an advertising agency?? I have just phoned my credit card company and hope I get my money back.


We too have been contacted by an Anthony Gill, Allan James and Roisin. Each time we email a question someone different replies. They also cannot receive any emails from AOL!!! Thank you for this forum - I think you have just saved us from loosing yet more money.

Unregistered
06-07-2011, 08:13 AM
Has anyone had dealings with a law firm based in Malaga, Ramirez & Ramirez?

Had a call from a 'firm' based in Malaga who claim to be pursueing the estate of thechap who died in a car accident last year in spain . they claim to be working with R and R. Odd thing is they call themselves 'Specialist lawyers' which doesn't seem to give confidence. I think it the Leisure Incentive Group they are claiming to be tackling with it snasty little scam of offering a delayed money reclaim arrangement.

Unregistered
06-11-2011, 06:21 PM
Hi, Just readung the threads on Caskback and how this firm will get my monies back. However, now that I have understood these threads I will not be sending any monies for them to recover the cashback as it is just another scam. And yes, they threw in the fact that the main man had been killed in a car accident and the family just want settle all outstanding debts. Does my story sound similar to other paople out there?

Unregistered
06-16-2011, 05:56 PM
This company cold called me. Are they legit? The solicitor was called Gareth Vaughan.

Unregistered
07-12-2011, 09:04 PM
We have just been contacted by a well spoken English lady called Tracey Dixson from Ramirez and Ramirez, she persuaded us to email our info so that we can claim back our cashback £11,500 by following an out of court settlement. I had a Scottish guy called John, who kept reminding me he was "Head Lawyer" telling me about the "death" possibly murder etc basically the same story that has been posted many times, I was just at the point of spending £710 with R&R given that we would get back £11,500 + £710 within the next 2months. Good job I decided to do some research and found this great site. My only worry is that I have sent a bunch of emails & documentation to R&R at the info@specialist-lawyers.com email address. Is there anything I should now do?
Does anyone know what to do about the lost monies to ILG/DWVC etc
Regards
Paul

yve
07-26-2011, 09:35 PM
I too have had a call from this company im sorry but they don't even sound professional John sounds like he smokes 60 fags aday when he laughs and Garath cant even put a sentance together! They are calling back tomorrow, i have sent documents to them, also cancelled a credit card as i sent them a document with the card no it, just incase they decide to use it . They think they are getting a payment from me tomorrow but all they will be getting is a mouthful. why are they aloud to get away with this! who do you go to to get something done about these frauding b--------! Thank god i told him to call me tomorrow wanted to do some checking out first. He really wanted me to give my card no over thanks for this site .x yve

Unregistered
08-01-2011, 03:34 PM
Dear Sir or Madam,

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

T have had phone calls from ramirez and ramirez the lawyers names are alan james and sandy tullet. Have you any news. Yours faithfully M rs B Seward.

Unregistered
08-12-2011, 08:00 PM
Hi
Paid Ramirez over 1 year ago and so far got nothiing. went through a UK claim company and got my money back from dwvc etc. in just over 2 months - from start to finish! and got interest at 8% and compensation, damages the lot!

forget spain - it's all corrupt and they don't apply their own laws - or the european ones that should protect us against these thieves. one good thing - just thought i'd pay a visit to DWVC while on my hols to rub in the fact that i got my dosh back and they've vanished! they were up by the waterpark. oh well... hopefully the bastards are out of business now.

the claim lawyers i used would not do anything about ramirez and ramirez as the amount i had paid was under their min for a claim. they did tell me to get everything i could find on them and put in a claim to my credit card which i did a few weeks back. my lawyer did have a look at the contract and told me that what i had actually paid for was a legal report - thats exactly what the contract says people!

must of us who were scammed by R & R are brits so report them to Action Fraud, OFT, Trading Standards and the police. there's loads of consumer groups in the uk. i got my money back for the DWVC pack without leaving the uk. cases can now be tried in the uk and enforced in europe.

report R&R to the uk authorities and claim the money back off your credit card or visa debit!

Unregistered
08-17-2011, 03:21 PM
i have been contacted by ramirez and remirez and one of the lawyers names is dona sara lia vilas lic. no6539 don matias fernandez rodriguez lic no. 3610 are these real lawyers

Unregistered
08-17-2011, 03:58 PM
has anybody got the names of any people who can get your money back from dwvc legit not a scam

Unregistered
08-23-2011, 10:58 PM
I am currently being contacted (cold call) by a Michael Goften who claims that R&R can help with my attempts to recover monies fraudulently obtained by Incentive Leisure Group. Is he just another of this company's representatives perpetuating the timeshare scam on scam?

Frustrated
08-31-2011, 06:22 PM
We too have been scammed by DWVC and at no time have managed to book any holidays with this lot and are desperate to get our 11k back but we need to know who we can rely on to take action - anyone got a reliable English firm we can use...


frustrated.

Unregistered
09-14-2011, 02:59 PM
Hi
Paid Ramirez over 1 year ago and so far got nothiing. went through a UK claim company and got my money back from dwvc etc. in just over 2 months - from start to finish! and got interest at 8% and compensation, damages the lot!

forget spain - it's all corrupt and they don't apply their own laws - or the european ones that should protect us against these thieves. one good thing - just thought i'd pay a visit to DWVC while on my hols to rub in the fact that i got my dosh back and they've vanished! they were up by the waterpark. oh well... hopefully the bastards are out of business now.

the claim lawyers i used would not do anything about ramirez and ramirez as the amount i had paid was under their min for a claim. they did tell me to get everything i could find on them and put in a claim to my credit card which i did a few weeks back. my lawyer did have a look at the contract and told me that what i had actually paid for was a legal report - thats exactly what the contract says people!

must of us who were scammed by R & R are brits so report them to Action Fraud, OFT, Trading Standards and the police. there's loads of consumer groups in the uk. i got my money back for the DWVC pack without leaving the uk. cases can now be tried in the uk and enforced in europe.

report R&R to the uk authorities and claim the money back off your credit card or visa debit!

What UK claims company did you use? I have been contacted by DWVC saying they are sorting out Cashback as they have won a court case. Only likely to get 55% (better than nothing!), but have to pay Spanish Tax on it upfront but can claim this back, is this another scam to get money out of me? Anybody else in the same position?

Unregistered
09-15-2011, 05:09 PM
Hi I have received a letter from them stating their lawers
Doria Sara Lia Vilas Lic. No 6530
Don Matias Fernandez Rodriruez Lic. No 3610
Don Jose Antonio Martin Alfonso Lic. 4135

ThANKS

Dear Sir or Madam,

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

Unregistered
09-16-2011, 07:14 PM
I am being pestered Andrea from Ramirez & Ramirez but have also been contacted by a company called Lazaro Flores; has anyone heard of them?

Unregistered
09-18-2011, 10:36 PM
I received a cold call from a similar company but having had such calls before I was not paying much attention and did not hear if the company calling me was Ramirez & Ramirez legal consultants but they did seem to have a good idea of my dealings with DWVC. The caller asked me to send copies of most of the documents relating the contract with DWVC. I then received an e-mail from Ramirez and Ramirez legal consultants with a big long spiel on it. This allegedly came from a person nemed Antthony Gill. They did not, at the time ask me for
Dear Sir or Madam, any monet but it seems from what I have read on the various websites that they are, as usual with any matter dealing with timeshare, a bunch of crooks. Spain needs to get this business dealt with or it will quickly become a holiday desert where nobody will ever go there again.

I've never heard of this law firm before.

You write you are receiving cold-calls from them?

Legitimate Spanish law firms never do this.

How did they obtain your contact details? Your personal details are protected by Spain's Data Protection Act.

If they have these details it's because they purchased the data base of some timeshare company where you invested/were scammed. It is well-known these data bases are being continously (mis)sold in the black market amongst scammers who then set-up bogus "law firms" and then make cold-calls to the UK or elsewhere offering "group litigation" against the scammers in exchange of thousands of euros. These litgation procedures are never successful and those who pay for them are never returned their investments nor the "legal" (scam) fees paid.

In short, it's the scam of the scam.

Are they offering you a "group" legal action (law suit) against timeshare companies in which you've invested?

Have you spoken to one of their registered lawyers? Do you have the name, surname of this lawyer? If you can PM me the details of one of their lawyers.

We will look into it for you. We will post our findings on this thread.

Yours faithfully,
Raymundo LarraÃ*n Nesbitt

Unregistered
09-26-2011, 08:59 PM
I have over the las week been contacted by this firm saying they can get all my monies back from my dealings with DWVC. I have spoken to some one called Jo Reed. They are wanting all my papers. I asked how much this was going to cost so she had their legal dept. give me a ring someone called David. After about ten minutes of chat and me prompting him all the time he said it would cost about £700 he then said Jo Reed would get back in touch sure after half an hour she rang, The thing which is really making me suspicious is that they are suposedly getting my money back which DWVC took of me plus the money I was going to get from the certificate plus honour the deal that DWVC were suppose to do in the first place

I would be pleased to hear from anyone who as had any success in getting any money back through any English Solicitors who may specialise with dealing with these cases

regards

minnow11
09-26-2011, 09:18 PM
I have posted the above reply and have since registered on the site to keep up to speed with all the scams that are going on. I would still like to here from any one who as had any success against DWVC, I called myself minnow11 because I keep getting eaten up by the sharks out there

regards

Tanya T
09-29-2011, 05:19 PM
Hi

I got money back for the DWVC pack I bought quite a long time ago. I thought I never would be able to do anything about it but I kept the paperwork as I had a reclaim certificate. i'm glad i did as i was able to claim my money back and compensation etc - but i did it through a claim specialist company in the uk. i would never pay a spanish company again - lots have tried to catch me out over the years. I've had Ramirez on the phone too. they had the gall to tell me i couldn't have got my money back via a uk lawyer. i had a right b**ch the last time they rang me.

my lawyer sued through the uk courts. you can get your money back if you used a credit card but with a lawyer they get you extras like interest, compensation damages and whatnot. Also, when i tried with HSBC they didn't want to know. they said i had waited too long.

i did have to pay something quite early on to the lawyers but you get your costs back. i was a bit wary as they pushed me at the beginning but i was nearing the time-bar stage, so that's why - although it felt a little resale-ish when they said i was running out of time to claim. turns out they were right tho.

I only went with the claims company because their office is in kent and i'm in sussex - so i went in first before paying out any money. you have to be so careful these days. the lawyers were up north tho and i never met them face to face but they didn't have any lawyers in my area.

the lawyers claim aginst the banks not the company so don't worry if ILG and DWVC has shut down.

what i want to know is why, if the law to protect us against these types of scams, has been around for years in spain why have i had to wait for a uk court case against spanish companies to give me the right to get my money back. i thought we were all supposed to be in europe!

very disappointed in spain i'm afraid.

Unregistered
10-30-2011, 10:11 PM
Do not have any dealings this law firm in Malaga, Ramirez & Ramirez? they are nothing but con men they have just ripped my parents off with false promises to get money back from theyre time share scheme that was originally a con, they sent all the paperwork through with bogus spanish courts paperwork and conned another £600 out of them STAY AWAY

Unregistered
10-31-2011, 09:02 PM
Hi I have received a letter from them stating their lawers
Doria Sara Lia Vilas Lic. No 6530
Don Matias Fernandez Rodriruez Lic. No 3610
Don Jose Antonio Martin Alfonso Lic. 4135

ThANKS

Sorry but I told them that I was not intereseted and they have gone away

sam n tina
11-07-2011, 02:30 PM
we too have had frequent calls from a Carol who works for Ramirez and Ramirez claiming they can get us our money back . As we declined to give her our email addy, she wrote to us asking us to send all our documentation we have regarding our holiday ownership. When will this ever stop, nearly every couple of months we are getting phone calls from firms claiming they can sell our ownership which is worth nothing ..........!!!!!!!!!!!!!!

Unregistered
11-08-2011, 05:16 PM
About 12 months ago I was contacted by R&R and eventually got the message over that I didn't want anything to do with them as I had seen posts here, now I have been persistently called for the last 4 weeks by a Jo Reed from R & R and until today I had not opened her email, but what she sent me on word doc's doesn't look at all professional. Also the R&R website really isn't inspiring. I am still convinced that we should have nothing to do with them.
i had suggested that they do it on No win No fee basis but they don't like that idea, I even said in a NWNF basis that I would pay double, but still they want money up front. No way, I have already been done several times to often.

Janet C
11-16-2011, 06:03 PM
Exploding DWVC we have also been scammed by DWVC FOR £13,000 and by Key Properties Town Advisory S.L., and Cashback Europe and now Timeshare Exit Solutions. I'm near exploding point but they all sound so very plausible and seem to know alot of what is written on the forms. I also need a reliable English solicitor.

Unregistered
11-16-2011, 08:51 PM
They're still at it. Today, I was phoned by Tracie Dixson, who followed up with the customary e-mail from R&R.
Can't find them on an official list anywhere. M.

Unregistered
01-25-2012, 08:16 PM
Below is an email I sent to Ramirez and had a phone call from this Gail the next morning very upset that I should doubt
her company who she said she had been with for years. I've now had a phone call today from solutions group also
saying they could get mu money back. I told her if you want any money up front then forget it.

Dear Gail

I have just watched a programme on the TV about scammers and there was an article
about lawyers asking for money up front to take time shares to court. It said they are all part
of the time share companies just getting more and more money from us poor suckers who had
been taken in by crooks in the first place.
All I will say is that you sounded so plausible on the phone and I don't know how you can live
with yourself. You had lots to say about how low these firms were and it turns out that you are
just as bad.
I cannot believe I was taken in again but it certainly won't happen again.

MobileMeerkat
01-27-2012, 03:33 PM
We too have been taken in by R & R, now we have had contact from another company re sales of our DWVC holdings. Again they seem genuine. Being thoroughly cynical we have joined this discussion (wish we had found the site earlier!!) Anyone out there had the same contact? We do not want to be taken in again. Perhaps time for concerted effort via MEPs, make them do something useful and perhaps "Watchdog"?

Unregistered
02-01-2012, 06:14 PM
I contacted Ramirez and ramirez trying to find a company called loyalty reward trust part of gold crown resorts regarding my loyalty cheque book and you know the story Claire Sugden and John Fracis were the two I spoke with but decided to get my son-in-law to do some checking and hey presto we found all you people who are like myself. My god they must have thought it was their birthday someone called them for a change. But they aint getting a penny from me.
Thankyou everyone and lets hope we all find a way to gt our hard earned cash back from those lazy no good sons of bitches

m.rogers10@ntlworld
02-10-2012, 07:10 PM
Has anyone had dealings with a law firm based in Malaga, Ramirez & Ramirez?
I have a contact with them since 23 July 2010 Contract No R&R 108328 from which I have sent them £950 pounds.
Ramirez & Ramirez have now asked me for a further £275 pounds for an other procuater to procure my Cash Back from the Incentive Leisure Group Holdings that I was told when into liquidation during 2009!
Am I a fool to send Ramirez & Ramirez further moneis?
Yours Mr M J Rogers

Mike Rogers
02-10-2012, 08:22 PM
I have a contract with Ramirez & Ramirez since 23 July 2010 R&R 108328 that cost me £960 pounds I have now been asked to pay a further £275 pounds for Ramirez & Ramirez to procure a Poculator to act on their behalf as , they say, to prosecute the Incentive Leisure Group Limited that sold me the Cash Back agreement on 24/02/2005 without any cooling off period! This firm went into liquidation during 2009 and has now, I am told, "set up" under a different name!
Should I continue with paying Ramirez & Ramirex further monies or are they a scam? I have contacted the European Consumer Centre who tell me they have received a lot of complaints but they are not fraudulent. Regards Mike Rogers

aflores
02-10-2012, 09:21 PM
Mike, I would not say that Ramirez Ramirez are a scam, I would say that they are THE scam.
I have a contract with Ramirez & Ramirez since 23 July 2010 R&R 108328 that cost me £960 pounds I have now been asked to pay a further £275 pounds for Ramirez & Ramirez to procure a Poculator to act on their behalf as , they say, to prosecute the Incentive Leisure Group Limited that sold me the Cash Back agreement on 24/02/2005 without any cooling off period! This firm went into liquidation during 2009 and has now, I am told, "set up" under a different name!
Should I continue with paying Ramirez & Ramirex further monies or are they a scam? I have contacted the European Consumer Centre who tell me they have received a lot of complaints but they are not fraudulent. Regards Mike Rogers

Unregistered
05-29-2012, 08:47 PM
I was contacted by RAMIREZ & RAMIREZ last week about our Loyalty Reward scheme by 'MARION' who sounded very Genuine and told me all about this pending court case to get us all our money back!! I was then passed on to JOAN McCOLGAN, Legal Advisor.
I told them I am a Pensioner and living on just my pension here in Spain but they still wanted me to pay €600 up front for 'TRANSLATION' fees and as soon as they have my money in their Acc they can proceed with the case! I asked if they were just waiting for me as I understood that the case was on behalf of a group of people! I then noticed after that that there were a few mishaps in what she said to me, I then decided to check them up on the net and found quite a few different sites like yours where they were being run down left right and centre. Thankyou everyone who has contributed to this site because you have just saved me a months pension, I am not paying anything up front. If they want to get my money back and have the fees afterwards OK but not up front!!

"Unfortunately in the legal department at the moment Mr James is on compassionate leave as his baby is ill and Mr Clark as I said in the earlier email has had to return to England. because of a family problem," This from one of the first emails from:- clientliaison@keypropertyadvisory.com My next Email was from 'Specialist Lawyers' from Joan McColgan!!!! I give up, We live quietly here in the Spanish Mountains on €650 per month and will carry on that way. ph

Unregistered
11-29-2012, 11:17 AM
Between two and four years ago Ramirez & Ramirez took approximately £500.00 from me for representing me in a time share sale claim in a Spanish court.
I have heard nothing from them since.
Greenges are offering a similar service. Can they be trusted or are they another dubious outfit?

Mike Fortescue

Lawyer
11-29-2012, 11:56 AM
Between two and four years ago Ramirez & Ramirez took approximately £500.00 from me for representing me in a time share sale claim in a Spanish court.
I have heard nothing from them since.
Greenges are offering a similar service. Can they be trusted or are they another dubious outfit?

Mike Fortescue

It's all a scam, don't touch them with a barge pole!

R.A.H. - NORTHLEA
04-19-2013, 07:16 PM
I have been contacted by phone by this firm (Ramirez & Ramirez - Specialist Lawyers) over the last few months and have hesitated to proceed with a claim but verbally agreed. A very soft spoken, courteous and eloquent sounding woman continued to phone over the ensuing weeks and I kept saying I was too busy to deal with it at the moment.
Upon the verbal agreement They emailed me after a while with some forms and requested an "up-front" payment of £290 as the procurator's fee. Having been caught out and "scammed" before, I was very cautious of this.
She again phoned me on 19th April 2013 to say that they urgently need the "agreement" part of the email to be returned together with the money by Monday (22nd April 2013) if I wished my claim to proceed. They are clever b*****ds as they sound so genuine and especially with this woman as their contact! I told her that I never part with money as an "up-front payment" having been caught before. She took it in her stride and did not try to persuade me to continue and she suggested that I complete the letter of refusal in the email and post it off. I shall hang on to it for a few days to see if they "chase" it up as I do not feel that I have to confirm my refusal in writing and pay postage for the privilege. I am unable to see why they cannot take the procurator fee from any awarded compensation when (and if) the case is won. I have since typed in both Ramirez & Ramirez and Specialist Lawyers into my search bar but nothing comes up of any note not even from links in the listings. I am unable to locate a website! Very suspicious I thought!
It is very fortunate that there are sites such as this on the internet so that we can see what sort of people these are and resist their scams.

Boabby50
07-18-2013, 10:34 PM
Dear Sir, I have just come across your excellent forum following research into Ramirez y Ramirez as successors to KPTA, having recently been , I think, extremely gullible in forwarding money on the promise of a refund of a holiday club membership.

In this connection I attach a pdf of information received purporting to prove details of their Spanish lawyers, which I hope will be of interest to yourselves.

11

Yours

Robert Ballantyne

Boabby50
07-18-2013, 10:49 PM
I bet her name was Gail Hughes???. Yes she is very plausible, as is her associate Maria Girton.

Strange that all their communication is by telephone even replies to specific queries. MMHH no paper trail?

ifv
07-19-2013, 12:42 PM
Hello Boabby50

Thank you for posting. The man behind KPTA and Ramirez and Ramirez (plus other companies with similar activity), Mr Marcelo Fabian Ramirez, has been operating these fraudulent schemes for more than 10 years with total impunity, and will continue to do so until he swindles the wrong person or someone decides to report him to the authorities. In my opinion, doing so in Spain will probably be a waste of time. However, reporting him in the UK can prove useful (his case is not much different from that of Tony Muldoon (http://www.bbc.co.uk/news/uk-england-suffolk-22870406).

I recommend reporting this fraud through http://www.actionfraud.police.uk/.

Kind regards