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  1. Dear Madam, As explained in my last article,...

    Dear Madam,

    As explained in my last article, Advice to Struggling Mortgage Borrowers in Spain – 3rd February 2010, one of the solutions I propose is simply to swap lenders to waive bothersome...
  2. Dear Mr Cobb, You probably hired a Swap to...

    Dear Mr Cobb,

    You probably hired a Swap to offest the risks of interest rate fluctuations (in this case, Euribor).

    This is a complex financial tool devised to act as an insurance should the...
  3. Dear Sir, Yes you do. On community of...

    Dear Sir,

    Yes you do.

    On community of owners debts, you are liable for debts dating back 2 years:

    Comunidad de Propietarios: Avoid Problems with Your Neighbours in Spain - 26 Jun 2009

    On...
  4. Thank you for your kind words. I believe...

    Thank you for your kind words.

    I believe mortgage borrowers should always hire a professional, such as an experienced mortgage broker or a lawyer, to help them avoid costly mistakes.

    It will be...
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